What is the Ladli Laxmi Yojana?

The Ladli Laxmi Yojana is a scheme by the Madhya Pradesh government providing financial assistance for the education of girls born after January 1, 2006.

Who is eligible for the Ladli Laxmi Yojana?

Girls born on or after January 1, 2006, whose parents are residents of Madhya Pradesh and non-taxpayers, are eligible.

What financial assistance is provided under the Ladli Laxmi Yojana?

Financial assistance is provided in instalments, including Rs. 6,000 annually for 5 years, and additional amounts during different stages of education.

How much money is given when the beneficiary girl turns 21?

A lump sum amount of Rs. 1,00,000 is given when the girl turns 21.

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What Is Ladli Lakshmi Yojana in Madhya Pradesh?

Q: When was the Ladli Laxmi Yojana launched?

The scheme was launched on May 2, 2007.

Tanisha

Author

Updated: 01-04-2025 at 3:30 PM

Indian society has always faced various issues, especially concerning women's growth and empowerment. While lethal practices such as Sati Pratha have been eradicated from society, the ecosystem is still not vibrant enough for women. However, with a push from the government, policy changes, and spreading awareness amongst people with new schemes like Ladli Laxmi Yojana and many more, the environment is slowly changing.

The female literacy rate in 2007-2008 was 55%, while the male literacy rate was 78% in Madhya Pradesh. To bridge the gap between literacy rates of the two genders and to promote the education of women, the Madhya Pradesh government started the Ladli Laxmi Yojana.

In this article, you will get detailed information about the Ladli Laxmi Yojana, its eligibility criteria, the documents needed, application process and much more.

Overview

Features	Details
Name of the scheme	Ladli Laxmi Yojana
Introduced By	Government Of Madhya Pradesh
Handled By	Department of Women & Child Development, MP
Eligible Personals	Girl Child belonging to EWS, Limit Of 2 Girls from one family
Application Charge	Free Of Cost
Application Submission Deadline	Newborn: Within 1 year of age, Adopted Girl Child: Within 1 year of adoption, An Orphan: Within 5 Years of age, If not submitted within 1 year of birth: Submit an appeal to the District Collector
Financial Assistance	The National Savings Certificate (NSC) of ₹1,18,000 will be given in 5 instalments as the girl child meets certain conditions

What Is The Madhya Pradesh Ladli Laxmi Yojana?

The Ladli Laxmi Yojana is a flagship scheme of the Madhya Pradesh government. It provides financial assistance for the education of girls born after January 1, 2006. If you wish to know ‘ladli laxmi yojana kab shuru hui, ’ the scheme was launched on May 2, 2007.

Intending to suppress female infanticide and promote the education of girls to empower them, especially amongst the non-tax-paying families, this government scheme is a ray of light for women in Madhya Pradesh. As of November 2021, this government scheme has benefited approximately 1.5 Lakh girls in Madhya Pradesh.

After looking at the impact and progress made by the Ladli Laxmi Scheme, other states like Goa, Chhattisgarh, Bihar, Uttar Pradesh, and Delhi also adopted this govt scheme. The benefits and details of the scheme are different in different states.

Objectives

Let us have a look at the key objectives of the Ladli Laxmi Yojana that empower women and girl children in Madhya Pradesh:-

Promoting Girl Child Welfare: The main goal as seen from the provision of the district’s vision and mission statement, is to ensure that girl children get the support they require to be equal to boys in the society.
Financial Security: The govt scheme aims at giving financial assistance to school-going girls coming from financially challenged backgrounds as far as their education necessities are concerned.
Empowering Girls: In this way, the availability of financial assistance at different life cycles assists girls in achieving their dreams and being stable on their own.
Encouraging Education: To ensure marriages with educated men, parents are willing to support their daughters’ education through the use of incentives based on educational achievements.
Fighting Gender Bias: The scheme seeks to eliminate any form of discrimination based on gender as well as enhance the value of girl children in society.
Reducing Child Marriage: It offers some monetary returns once the girl is of such age, which also deters early marriages among the girls, and most should get married only after the legal age.
Supporting Orphaned Girls: The same also targets orphaned girls, and they are provided with additional assistance in the compounded scheme.
Economic Upliftment: The scholarships awarded under the scheme enable the families financially, especially those belonging to the low-income earners.
Spreading Awareness: The program creates a sense and consciousness that girls in society deserve the protection of their rights and that they matter.
Replicating Success: Due to the effectiveness of this scheme in Madhya Pradesh, other states have also launched similar kinds of programs and thus have widened the scope of its benefits.

What Are The Benefits Of The Government Scheme?

The Ladli Laxmi Scheme is a social welfare scheme of the government that looks forward to dealing with multiple social and economic issues faced by women. It has multiple benefits for girls and families looking forward to getting educated. Let us have a peek at them!

Social Change: The scheme promotes social change by promoting the education of women. Financial assistance in this process helps girls build a better future for themselves.
Financial Assistance: Financial aid is provided to families of girls enrolled in this scheme for education. During different levels of education, to extend nutritional and financial support, money is given.
Future Security: The Ladli Laxmi Scheme secures the future of its beneficiaries dually. Firstly, it educates them so that they can get good jobs. Secondly, it provides a lump sum amount of Rs. 1 Lakh at the choice of the beneficiary or when she gets married to help her.
Demographic Profile: The literacy rates and mortality rates of boy and girl children need to be balanced to reflect a good demographic profile. This scheme helps bridge that gap and provides holistic development opportunities.

What Is The Monetary Assistance Provided Under This Govt Scheme?

Monetary or financial assistance is provided under this Ladli Laxmi Scheme in instalments. An assurance certificate is issued in the name of the girl child, which is worth Rs 1,43,000. Rs 6,000 is annually deposited in the account of the girl for 5 years, starting from registration. Amounts are provided again in the following order:

Money Received	Timeline
Rs 2000	Given In Class 6th
Rs 4000	Given In Class 9th
Rs 6000	Given In Class 11th and 12th
Rs 25000	Provided in the first and last year of college or any other professional course of a minimum of 2 years in equal instalments
Rs 1,00,000	Received When The Girl Turns 21
Additional Monetary Benefits	Between 11th and 12th Class: ₹200 per month, along with the ₹6,000 instalment
	For Graduation or Professional Degree: ₹25,000 in instalments: ₹12,500 in the 1st Year of the course, ₹12,500 in the Final Year of the course.
	Free Higher Education: The Madhya Pradesh government will cover the girl’s course fees for higher education.

Which States Have Implemented The Ladli Laxmi Yojana?

States that have implemented the Ladli Laxmi Yojana are listed below in detail and every state has a different name for the scheme mentioned below:

Madhya Pradesh (Ladli Laxmi Yojana)
Haryana (Ladli Yojana)
Jharkhand (Lakshmi Ladli Yojana)
Delhi (Delhi Ladli Yojana)
Uttar Pradesh (Bhagya Laxmi Yojana)
Goa (Ladli Lakshmi Yojana)
Chhattisgarh (Dhan Lakshmi Yojana)

Eligibility Criteria

The eligibility criteria to avail of the Ladli Laxmi Scheme are as follows:

General Cases

The girl should be of age, not less than 16 or born after the 1st of January, 2006.
She should get herself enrolled with the local Anganwadi centre.
The parents are both residents of Madhya Pradesh.
The parents should not be paying income tax.
Family planning has to be embraced after the birth of the second child.

In cases of having small families with two or fewer children, the use of birth control measures should be practised after the birth of the second child. If the firstborn is a girl, then welfare will still be offered without having to go through the family planning requirement.

Special Cases

In families with two children, if one parent dies, the girl can be registered until the age of 5.
If a mother gives birth to three girls at once, all three will get the scheme's benefits.
The scheme benefits are available to girls born to women in prison.
Girls born to rape victims or girls in need are eligible.
District collectors can approve cases where family planning was not followed due to health reasons.

Exclusions Of Ladli Laxmi Yojana

The recipients who cannot avail of the Ladli Laxmi Yojana scheme are listed below in detail, along with the reasons for exclusion:

School dropout girls.
Young ladies who get into marriage before reaching the legal age of 18.
Those parents who have two children and neglect to apply family planning measures.

How To Apply For Ladli Laxmi Yojana?

Interested and eligible candidates can apply for the Ladli Laxmi Yojana through both, online and offline platforms.

Online Application Process

Step 1: Visit the official website of Ladli Laxmi Yojana.

Step 2: Click on ‘Apply For’ and fill out the self-declaration form.

Step 3: Fill in the necessary details and then click ‘Save and Apply’.

Step 4: After verification of your details, the amount shall be debited from your account automatically.

Offline Application Process

Step 1: Visit your gram panchayat or the nearest Anganwadi centre and take the Ladli Laxmi Yojana form.

Step 2: Fill out the form with the relevant attached documents and submit it at the Lok Seva Kendra.

Step 3: Once your details have been verified, you shall receive the amounts in your account.

Documents Needed

Applicants need to submit certain supporting documents to successfully apply for the Ladli Laxmi Yojana. The list of those documents is as follows:

Girl child’s Samagra ID
Family ID
The certificate in family planning, if any, in the case of the second girl child.

(Note: Files have to be in .jpg, .jpeg, .png or .gif formats and have to be between 40 and 200 kb.)

How To Download Ladli Laxmi Yojana Certificate?

Applicants can download their respective Ladli Laxmi Yojana Certificates by following the process mentioned below in detail:

Step 1: Visit the official website of the Ladli Laxmi Yojana.

Step 2: Log in to your respective accounts using your registered mobile number.

Step 3: Navigate to the ‘Download Ladli Laxmi Yojana Certificate’.

Step 4: Enter personal details like Aadhar number and ID number.

Step 5: Download the Ladli Laxmi Yojana Certificate in PDF format.

Conclusion

The Ladli Laxmi Yojana is a progressive measure in achieving gender equality and promoting women’s empowerment. Such schemes are being adopted by more and more states, which is making the masses aware of the importance of education.

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