Who is eligible for the Balika Samridhi Yojana?

Families below the poverty line with up to two girl children born after 15th August 1997 are eligible.

What financial benefits does the scheme provide?

A one-time grant of ₹500 at birth and annual scholarships ranging from ₹300 to ₹1,000 up to class X are provided.

How can I apply for this government scheme?

Applications can be submitted offline through District Welfare or Block Development Offices with the required documents.

When can the funds in fixed deposits be accessed?

The funds can be accessed when the girl turns 18, provided she remains unmarried.

What documents are required for the application?

Birth certificate, BPL proof, school admission certificate, identity proof, and address proof are needed.

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Balika Samridhi Yojana: Application, Benefits, Eligibility

Alankar Mishra

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Updated: 28-01-2025 at 7:15 AM

Balika Samridhi Yojana: Application, Benefits, Eligibility

Girls are an integral part of society who carry the potential and talent to bring positive change. Throughout history, women have contributed to innumerable fields but have still been facing discrimination and inequality because of gender discrimination, especially in developing countries like India.

To address these longstanding issues and diminish gender disparity, the Government of India introduced the Balika Samridhi Yojana (BSY) under the Ministry of Women and Child Development in 1997. The Sarkari Yojana aims to reduce the gender disparity between men and women and reduce gender-based inequalities and discrimination.

Also read: Beti Bachao Beti Padhao (BBBP) Scheme

Feature	Details
Scheme Name	Balika Samridhi Yojana
Launched By	Government of India
Implemented By	Ministry of Women and Child Development
Target Group	Girl children born in families below the poverty line (BPL)
Benefits	Financial assistance at birth, annual scholarships, and fixed deposit options
Eligibility	Up to two girl children per family, born after 15th August 1997
Application Mode	Offline through District Welfare Offices or Block Development Offices
Scholarship Amount	Ranges from ₹300 to ₹1,000 annually, depending on class
Funds Access	Fixed deposits are available upon attaining the age of 18, provided the girl remains unmarried.

What is Balika Samridhi Yojana?

Balika Samridhi Yojana (BSY) was introduced in 1997 for the benefit of girl children in India in particular for those who belong to economically weaker sections of society. The government scheme is provided to summarise the negative aspects towards girl children through provisions that adequately provide for their birth, education and other necessary development. It has a target to reduce the dropout rates in schools, prevent early marriages, and uplift girls to be self-sufficient in society through proper systematic economic assistance.

Balika Samridhi Yojana Feature

The Balika Samridhi Yojana is an Indian Government Scheme for families from economically weaker sections to encourage birth and innovation for educating the girl child. Its objectives are to promote the education of such girls and also provide financial assistance for their future needs. The major features of the govt scheme are

Financial Assistance for Birth: A payment of ₹500 is received at the time of the girl child being born in the eligible families.
Scholarships: Scholarships are awarded to support education starting with a scholarship of ₹300 in class I and increasing up to ₹1000 in class X.
Fixed Deposits: Money is put in the account in the name of the girl child and the period of encashment is after the 18th year of age on certain conditions.
Increased Coverage: The govt scheme hopes to promote enrolment and retention of girls in schools.
Support for Future Uses: The funds are applicable for education, marriage and other necessary expenses.

Balika Samridhi Yojana Objectives

The main objective of BSY is to change the old and set mindsets of people regarding girls and give them the opportunities they deserve. Some of its key objectives are:

Promoting birth rate: This Sarkari Yojana encourages families all over India to welcome girls just like they do with boys and provides financial assistance on the birth of a girl child for support.
Promotes education: BSY aims to reduce the dropout rates of girls from schools and encourages families to send their daughters to schools and invest in their futures.
Improving health: The Sarkari Yojana promotes awareness about the health and nutrition needs of a girl for her healthy overall growth and development.
‘No’ to early marriages: BSY aims to prevent early marriages of girls and spreads awareness in families to educate their daughters to make them independent.

Balika Samridhi Yojana Benefits

This Sarkari Yojana provides financial assistance to families with girls for their education, health, and overall development. Let us look at the benefits of this scheme that make it so impressive.

At birth: A one-time grant of Rs. 500 is given to the families upon the birth of a girl child. They can either use this amount or save it for the future.
Annual Scholarship: Under this Sarkari Yojana, girls are eligible to receive an annual scholarship during their school years to provide assistance to families and reduce their financial burden.

Class	Amount
I to III	Rs. 300 per year
IV	Rs. 500 per year
V	Rs. 600 per year
VI to VII	Rs. 700 per year
VIII	Rs. 800 per year
IX to X	Rs. 1000 per year

Fixed Deposit: BSY also offers a provision for fixed deposit of the grants provided at birth and during the school years which the girl can access after attaining the legal age of 18. It’s like a long-term investment for their future and empowers them financially.
Financial Awareness: The Sarkari Yojana spreads awareness regarding the significance of making girls financially literate and independent so that they can build a sound future for themselves.

Balika Samridhi Yojana Eligibility Criteria

The Balika Samridhi Yojana, families and the girl child must meet specific eligibility requirements. Here are the main criteria for the Sarkari scheme:

Families should fall below the poverty line.
The Sarkari Yojana covers 2 girls per family. If a family has more than 2 girls, only the first girl would be eligible for the scheme.
The benefits of the scheme start from the birth of the girl child and continue till they turn 18.
The girl child must be enrolled in a school to receive the annual scholarships.

Balika Samridhi Yojana Application Process

Applying for the Balika Samridhi Yojana is easy and requires completing a few steps. Follow the process below to ensure a smooth application

Step 1: Families must ensure that the birth of the girl child is registered with the local authorities. Check the birth registration process here.

Step 2: Please contact the District Welfare Offices or Block Development Office and procure an application form to apply for the govt scheme.

Step 3: Fill in the application form accurately.

Step 4: Attach the required documents that are mentioned in the application form.

Step 5: After submission of the application with the necessary documents, the authorities verify the details.

After successful verification, the selected families need to open a bank account in the name of the girl child so that the funds can be released into that account.

Local authorities keep a check on the progress of the scheme and monitor the girls’ progress regularly.

Balika Samridhi Yojana Documents Required

To apply for the Balika Samridhi Yojana, certain documents need to be submitted for verification. These documents ensure that the applicant meets the eligibility criteria.

Birth Certificate: Issued by the hospital or government authorities.
BPL Proof: Ration card or other official documentation.
School Admission Certificate: To verify enrolment.
Identity Proof: Aadhaar Card, PAN Card, or Passport.
Address Proof: Utility bills, Voter ID, or Ration Card.

Interest Rate

The financial support that is given out under Balika Samridhi Yojana is kept in interest accrual schemes like National Saving Certificates (NSC) or Public Provident Fund (PPF) for the best returns. Interest rates stand on the model developed for the government’s saving schemes thus performing better.

How To Check Account Balance

Checking the account balance under the Balika Samridhi Yojana is simple and can be done through a few methods. Here are the steps you can follow:

Visit the Bank/Post Office: Get the passbook updated.
Online Banking: If Internet banking is enabled, access the account balance online.
Contact Local Authorities: Seek assistance from the nearest District Welfare Office.

More Information

The plan also provides for partial withdrawals for educational needs like books and uniforms. Upon attaining eighteen years of age, the girl child is also entitled to the amount earned by submitting a certificate of being unmarried issued by local bhoms.

Conclusion

The Balika Samridhi Yojana (BSY) is a commendable initiative taken by the Government of India to ensure the holistic growth and development of the girls of the country.

You can also reach out to Jaagruk Bharat through their community page with any questions you might have.