Who is eligible for the PMSYM scheme?

Unorganised workers aged 18 to 40 years with a monthly income not exceeding Rs. 15,000 are eligible.

How much will I receive as a pension under PMSYM?

Eligible subscribers will receive Rs. 3,000 per month after the age of 60 years.

What happens if the subscriber dies before reaching 60 years?

The subscriber's spouse can join the scheme and continue contributing towards the pension.

Who is eligible for the PMSYM scheme?

Unorganised workers aged 18 to 40 years with a monthly income not exceeding Rs. 15,000 are eligible.

Who launched the PM Shram Yogi Mandhan Yojana?

PM Shram Yogi Mandhan Yojana was launched by Prime Minister Narendra Modi in 2019 to offer pension benefits to unorganised workers.

What is PM Shram Yogi Maan Dhan Yojana in English?

PM Shram Yogi Maan Dhan Yojana is a government pension scheme that provides a monthly pension of ₹3,000 to unorganised sector workers after they turn 60. It aims to give social security to low-income labourers.

What is PM Modi 3000 rupees scheme?

The PM Modi ₹3,000 scheme refers to the Shram Yogi Maan Dhan Yojana, which offers a guaranteed pension of ₹3,000 per month to eligible unorganised workers after retirement.

How to get 3000 pension per month?

You can get a ₹3,000 monthly pension by enrolling in PMSYM or PM Kisan Mandhan and contributing a small monthly amount until you turn 60.

How to get 3000 from an e-shram card?

The e-Shram card itself does not give ₹3,000, but eligible workers can join PMSYM through the e-Shram portal or CSC and receive the pension after 60.

What is the monthly payment of shram yogi mandhan yojana?

The monthly contribution ranges from ₹55 to ₹200 depending on age, and after 60 years, the worker receives ₹3,000 every month as pension.

Who is eligible for e-Shram pension?

Unorganised workers registered on the e-Shram portal and aged 18–40 can apply for PMSYM to receive a pension after turning 60.

What is the monthly pension for farmers?

Under the PM Kisan Maandhan Yojana, eligible farmers receive a guaranteed ₹3,000 monthly pension after completing 60 years of age.

Who is eligible for PMSYM Yojana?

Workers aged 18–40 years earning below ₹15,000 per month in the unorganised sector are eligible for PMSYM, provided they are not income tax payers or part of another pension scheme.

Disclaimer: Jaagruk Bharat is a private organization offering support for documentation and government scheme access. We are not affiliated with any government body. Official services are available on respective government portals. Our goal is to make processes easier and more accessible for citizens.

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Pradhan Mantri Shram Yogi Maan-dhan (प्रधानमंत्री श्रम योगी मानधन योजना) | PM-SYM Registration Online

Q: What is the Pradhan Mantri Shram Yogi Maandhan Yojana (PMSYM)?

The PMSYM is a government pension scheme designed for unorganised sector workers, offering them a monthly pension after they reach 60 years of age.

Q: What is the Pradhan Mantri Shram Yogi Maandhan Yojana (PMSYM)?

The PMSYM is a government pension scheme designed for unorganised sector workers, offering them a monthly pension after they reach 60 years of age.

Q: What is the Pradhan Mantri Shram Yogi Maandhan Yojana (PMSYM)?

The PMSYM is a government pension scheme designed for unorganised sector workers, offering them a monthly pension after they reach 60 years of age.

Komal Bajpai

Author

Updated: 28-11-2025 at 5:30 PM

Investing is turning out to be the primary source of income for many. In this context, investing in a retirement plan has also become necessary for everyone to ensure that they get a fixed amount every month to meet their daily needs after their retirement. The govt scheme, Pradhan Mantri Shram Yogi Maandhan Yojana (प्रधानमंत्री श्रम योगी मानधन योजना), encourages people from unorganised sectors to invest in their future by just putting in small deposits every month.

Read the article to learn more about the government scheme, including information about the process of application, like Shram Yogi Mandhan Yojana online Registration, or about the process of checking Shram Yogi pension account number status check.

Overview

The table below summarises some key details about the government scheme that one should know.

Name of the scheme	Pradhan Mantri Shram Yogi Maandhan Yojana
Launched by	Government of India
Launched in	2019
Objective	To help people working in the unorganised sector invest for their retirement to get a stable income every month after the age of 60 years
Mode of PMSYM apply	Offline. Please note that the PMSYM online registration is not available.

What Is The Pradhan Mantri Shram Yogi Maandhan Yojana? (प्रधानमंत्री श्रम योगी मानधन योजना)

Piyush Goyal, then Finance Minister, had announced in the 2019 interim Union Budget that by the next five years, 100 million beneficiaries will be covered under this govt scheme. The Pradhan Mantri Shram Yogi Maandhan Yojana was introduced mainly for the unorganised sector workers.

“It is expected that at least 100 million labourers and workers in the unorganised sector will avail the benefit of Pradhan Mantri Shram-Yogi Maandhan within the next five years, making it one of the largest pension schemes in the world,” then Finance Minister Piyush Goyal had said.

The main aim of this govt scheme is to help people working in the unorganised sector to invest for their retirement to get a stable income every month after the age of 60 years.

The main beneficiaries of Pradhan Mantri Shram Yogi Maandhan Yojana are domestic workers, street vendors, drivers, plumbers, tailors, mid-day meal workers, rickshaw pullers, construction workers, garbage pickers, bidi makers, handloom workers, agricultural workers, cobblers, washermen, leather workers, etc.

How Much Is The Contribution For This Scheme?

Every person will have to pay according to their age category. Let’s understand each age category’s contribution.

Age group	Contribution in Rupees
19-year-old	Rs. 58 every month
20-year-old	Rs. 61 every month
21 years old	Rs. 64 every month
22 years old	Rs. 68 every month
23 years old	Rs. 72 every month
24 years old	Rs. 76 every month
25 years old	Rs. 80 every month
26 years old	Rs. 85 every month
27 years old	Rs. 90 every month
28 years old	Rs. 95 every month
29 years old	Rs. 100 every month
30 years old	Rs. 105 every month
31 years old	Rs. 110 every month
32 years old	Rs. 120 every month
33 years old	Rs. 130 every month
34 years old	Rs. 140 every month
35 years old	Rs. 150 every month
36 years old	Rs. 160 every month
37 years old	Rs. 170 every month
38 years old	Rs. 180 every month
39 years old	Rs. 190 every month
40 years old	Rs. 200 every month

Also Read: What Is Aam Aadmi Bima Yojana?

What Are The Features Of The Pradhan Mantri Shram Yogi Maandhan Yojana? (प्रधानमंत्री श्रम योगी मानधन योजना)

There are some important features of the PM Shram Yogi Yojana. Some of the key features of the government scheme are laid down below for one's reference:

Every subscriber who has made monthly payments will receive Rs. 3,000 per month after reaching the age of 60.
If the subscriber dies, the spouse is entitled to get 50% of the pension as a family pension.
If the subscriber dies before the age of 60 years, the spouse of the subscriber will be entitled to join the government pension scheme and continue from there.
The government will match the contribution put in by the subscriber.
If a subscriber misses their payment, they will be allowed to regularise their contribution by paying their entire outstanding dues. Penalties may apply.

Benefits

There are innumerable benefits that the beneficiaries of the scheme can reap. Some popular benefits of the scheme are mentioned below in detailed points for one's better understanding:

One of the major benefits of the PM Shram Yogi scheme is that it provides a fixed monthly pension worth Rs. 3000 to workers from their unorganised sector after they attain the age of 60 years. This not only provides them with a fixed amount of money every month but also makes them financially independent in their post-retirement years.
The scheme is strictly for a certain class of people, such as workers working in the unorganised sector, like street vendors, rickshaw pullers, construction workers, and others. This restriction has been made so that only the people who are often overlooked by the system can access the benefits of the government welfare scheme.
One of the most unique benefits of the government scheme is that here, the government contributes half of the total monthly amount on behalf of the beneficiary. This model of shared contribution between the government and the beneficiary reduces the burden on both parties involved.
The contribution needed by the beneficiary to get a Shram Yogi Card varies as per their age, like workers around the age of 18 years can contribute a smaller amount, which can gradually increase with their age and earnings. This provision makes this government scheme accessible and inclusive for all classes of people with irregular monthly incomes.

Eligibility Criteria For The Pradhan Mantri Shram Yogi Maandhan Yojana (प्रधानमंत्री श्रम योगी मानधन योजना)

People falling under the following Pradhan Mantri Shram Yogi Maan Dhan eligibility criteria can enrol for the government scheme. The criteria are as follows:

Applicants should be an unorganised worker.
Applicants should be between the ages of 18 to 40 years.
The monthly income of the applicant should not be more than Rs. 15,000.

What Are The Requirements To Enrol For This Govt Pension Scheme?

A person planning to enrol for this government scheme and get a Shram Yogi card must make sure they have these requirements:

A mobile phone.
Savings bank account with IFSC code.
Aadhaar card.

How To Enroll For The Pradhan Mantri Shram Yogi Maandhan Yojana?

Eligible individuals can apply for the scheme by following an offline procedure. Please note that there is no PMSYM online registration process. The process of application is mentioned below in a stepwise manner for one's clarity:

Step 1: Please visit the nearest Common Services Centres.

Step 2: Request the staff that you would like to enrol in the scheme.

Step 3: Make the first payment in cash at the CSC.

Step 4: Post successful Mandhan Yojana, online registration number will be generated.

Step 5: Acknowledgement and debit mandate will be asked to be signed by the beneficiary.

Step 6: CSC will scan and upload your signature.

Step 7: A Shram Yogi card will be given to you.

Step 8: A confirmation will be sent to your mobile number via SMS.

Step 9: SMS will be sent for every stage of transactions.

What Are The Documents Required For The Pradhan Mantri Shram Yogi Maandhan Yojana?

There are some documents that the applicants are required to attach while filling out the application form for the government scheme. The list of those documents is:

Aadhaar card
First page of bank passbook
Self-certified form

Conclusion

Pradhan Mantri Shram Yogi Maandhan Yojana benefits many workers in the unorganised sector, as this government scheme offers them a chance to invest in their future with low contributions. It is a big step by the government as workers do not usually get the chance to prepare and invest in their future, but under this government scheme, beneficiaries will get Rs. 3000 every month after turning 60 years old.

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