Top 10 Government Schemes In West Bengal In 2025

West Bengal is well known as a beneficiary of welfare policies that aim to give benefits to girls, farmers, women, students, and destitute communities. So, the state has brought forth several government schemes to provide grants, subsidies, healthcare services, and educational help for people giving them a chance at dignified living.

In this article, we are going to look into the top 10 Sarkari Yojanas in West Bengal that are designed to uplift the state and its citizens as a whole.

What Is The Need For Government Schemes In West Bengal?

West Bengal is home to a large workforce depending on agriculture, daily-waged, and informal employment sectors. Many families are deprived of financial stability, quality healthcare, and educational opportunities. Thus, these government schemes try to bring a balance in the financially divided aspects of life by providing aid in finance, health care, and education for sustainable development.

Top 10 Government Schemes In West Bengal

1. Krishak Bandhu Scheme

The Krishak Bandhu Scheme is a great relief to farmers in providing cash benefits and insurance. Farmers are provided with a yearly grant for continuing their agricultural activities. Moreover, in case of a farmer's death, there is a lump sum compensation paid to the family. It has improved the financial standing of farming households in the state tremendously.

Benefits:

• These funds will provide an annual monetary assistance of ₹10,000 for agricultural expenses.

• A payment of ₹4,000 annually to small and marginal farmers.

• After the demise of a farmer (aged between 18 and 60), ₹2 lakh are paid as death benefits to the family.

How to Apply:

• Farmers can visit the official website of Krishak Bandhu.

• Farmers can register with Aadhaar and land details.

• Application to be made online or at the local agriculture office.

2. West Bengal Student Credit Card

The West Bengal government issued the Student Credit Card Scheme to assist higher education. Under this scheme, students can avail of an education loan up to Rs. 10 lakh at a lower interest rate. The scheme encourages students from economically weak families to pursue higher education without any financial burden. It covers expenditures including tuition fees, hostel charges, and books.

Benefits:

• Loans offered to students may go up to ₹10 lakh.

• Interest rate starts from 4% p.a.

• Repayment tenure is 15 years.

How to Apply:

• Register at the West Bengal Student Credit Card portal.

• Fill in the required details and upload documents.

• The respective bank processes the application.

3. West Bengal Bhyabisyat Credit Card

This scheme has been introduced to boost the self-employment sector which grants financial assistance to new entrepreneurs. Less paperwork and suitable low-interest loans for the individuals. Because of this, many unemployed youths could now get on with running their businesses generating employment and the economic growth of the state.

Benefits:

• Those who are entrepreneurs can receive loans for an amount up to ₹5 lakh.

• A ten per cent subsidy is available on the amount of loan sanctioned by the government.

• Easy repayment and a low interest rate.

How to Apply:

• Visit the Bhabishyat Credit Card portal.

• Enter the business details provided for identity proof.

• The sanction of the loan is through partner banks.

Also Read: Top 6 Government Loans to Support Women Entrepreneurs in 2025

4. Widow Pension Scheme

The Widow Pension Scheme provides financial aid to widows who do not have any source of income. Every eligible woman gets a monthly pension to help her with daily expenses. The scheme brings hope for the social security of a widow and restores her dignity and tranquillity in the potentially hardest days of her life.

Benefits:

• ₹1,000 monthly pension for eligible widows.

• Direct benefit transfer into banks.

• No requirement for annual renewal.

How to Apply:

• Visit the local Block Development Office or Municipal Corporation.

• Identity proof, the death certificate of the husband and bank details, need to be submitted.

• On verification, the pension is credited monthly.

5. Taposili Bandhu and Joy Johar Pension Scheme

These two pension schemes target the old people belonging to Scheduled Castes (Taposili Bandhu) and Scheduled Tribes (Joy Johar). The pension is fixed monthly to provide financial security in their old age. The scheme intends to widen the scope for marginalised communities thereby meeting their need for income security.

Benefits:

• ₹1,000 monthly pension for SC and ST senior citizens aged above 60 years.

• Lifetime pension benefits.

How to Apply:

• Visit the Social Welfare Department's office.

• Documents like the caste certificate, Aadhaar card, and age proof have to be submitted.

• The pension is credited after approval.

6. Manabik Pension Scheme

This scheme is specially designed for people with disabilities to enable these individuals to receive a monthly pension from the government. This scheme is instrumental in sustaining the essential needs of disabled individuals and thus encouraging them to live with dignity and independence. It further seeks to bring about social inclusion and security for the differently-abled persons in West Bengal.

Benefits:

• A monthly pension of ₹1,000 for persons with at least 40% disability.

• Transfer the amount directly to the beneficiary's bank account.

How to Apply:

• Visit the District Social Welfare office.

• Disability certificate, Aadhaar card, and income proof need to be submitted.

• The pension is discharged subject to verification.

Also Read: Top 4 Government Loan Schemes For Startups In India

7. Kanyashree Scheme

The Kanyashree Scheme has emerged as a flagship initiative under the West Bengal government to halt early marriages for girls and provide them with education. Under the scheme, scholarships were provided to female students coming from poor economic backgrounds. The scheme has seen an increase in school enrollment rates for girls and provided them with power through the education they receive.

Benefits:

• An annual scholarship of ₹750 for girls aged 13-18 studying in school.

• A one-time grant of ₹25,000 for unmarried girls after turning 18.

• Encourages education and avoids child marriage.

How to Apply:

• Apply through your school or college authority.

• Application along with the birth certificate, income proof, and school enrollment details.

• The amount will be credited directly to the student's bank account.

8. Rupashree Prakalpa Yojana

It provides one-time financial aid for marriage, from economically weaker sections, to propose to their daughters. The financial assistance will help families meet wedding expenses and prevent child marriages by providing them with sufficient time and means for girls to complete their education before marriage.

Benefits:

• One-time assistance of ₹25,000 to girls from low-income families.

• Helps families cover wedding expenditures.

How to Apply:

• It can be decided at the local Municipal Office or Block Development Office.

• Present age proof, income, and wedding details.

• Before marriage, the financial assistance is provided.

9. Lakshmir Bhandar

This scheme is targeted at working women of the low strata of society by providing them with monthly financial assistance. It assists them in meeting their family expenses and striving for financial independence. The scheme has uplifted women to a large extent by reducing economic hardships in families.

Benefits:

• ₹1,000 per month to women of SC/ST, and ₹500 to women of general categories, is provided to the women.

• Direct bank transfer facility.

How to Apply:

• Visit the Duare Sarkar camp or the government website.

• Provide the Aadhaar, bank accounts, and income proof.

• The amount will be transferred every month after approval.

Also Read: Top 10 Government Schemes In Maharashtra To Know In 2025

10. Swasthya sathi

The Swasthya Sathi Scheme is a whole health assurance system providing cashless treatment among the people of the state of West Bengal with finalised hospitalisation, major surgical interventions, and medical emergencies. It facilitates healthcare for people in need of it, reducing the burden on the family about medical expenses.

Benefits:

• Health coverage is provided up to ₹5 lakh for each family, cashless.

• Accurate treatment in both government and private hospitals.

• Smart card access to medical facilities.

How to Apply:

• Apply through Swasthya Sathi's website or at Duare Sarkar camps.

• Submit family details and Aadhaar cards.

• You get a Swasthya Sathi smart card for cashless treatment.

11. Bina Mulye Samajik Suraksha Yojona

The Bina Mulye Samajik Suraksha Yojana is a social security scheme that caters to the requirements of workers in the unorganised sector by providing pension financial aid and other measures of welfare. It facilitates the stabilisation of a daily wage earner or workers from a farm or agriculture background whereby they can enjoy the benefits of cushioned financial support through savings and pension schemes.

Benefits:

• Financial assistance on education, health, and housing.

• Pension benefits to workers.

• Life insurance coverage for beneficiaries.

How to Apply:

• Registration at the local Labour Welfare Office is needed.

• It involves work details, The Aadhaar card, and income proof.

• After registration verification, the benefits are given based on eligibility test fulfilment.

Conclusion

The West Bengal government has made colossal steps towards uplifting its citizens through different social welfare schemes. Be it education, be it healthcare, be it conscious empowerment of women, or a grant for another social upkeep, these schemes have completed the social fabric of life. By continuing to implement and expand these initiatives, the state can ensure sustained growth and prosperity for all its residents.

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