Updated: 05-01-2026 at 3:30 PM
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Early pregnancy exposes young girls to serious and long-term health risks such as anaemia, malaria, HIV, and other sexually transmitted infections (STIs). To counter these challenges and encourage safe motherhood, the Government of India introduced the Janani Suraksha Yojana (JSY). The programme focuses on promoting institutional deliveries and reducing out-of-pocket healthcare expenses.
In 2011, nearly 3.8 million adolescent girls in India became mothers, and among them, around 1.4 million had two or more children before reaching adulthood. These health complications significantly increase maternal and infant mortality rates, particularly in rural and economically weaker regions. Hence, in 2014, the Janani Shishu Surakhsha scheme was further strengthened to cover prenatal and post-natal complications, along with free treatment entitlements for sick newborns and infants up to one year of age at public health facilities.
The table below provides a quick snapshot of the Janani Suraksha Yojana, helping readers understand its scope, coverage, and benefits at a glance.
| Particulars | Details |
|---|---|
| Scheme Name | Janani Suraksha Yojana (JSY) |
| Launched By | Ministry of Health and Family Welfare |
| Objective | Reduce maternal and infant mortality |
| Beneficiaries | Pregnant women and newborns |
| Coverage | All States and Union Territories |
| Type of Benefits | Free healthcare services and cash assistance |
| Mode of Delivery | Government health facilities |
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The Janani Shishu Suraksha Yojana, initiated under the National Health Mission (NHM) by the Ministry of Health and Family Welfare, ensures that pregnant women delivering in government hospitals receive completely free and cashless services, including normal and caesarean deliveries.
Both the mother and the newborn are entitled to comprehensive medical care for at least 48 hours after delivery. To further eliminate financial barriers such as expenditure on diagnostic tests, blood, medicines, food, and user charges, the government launched the Janani Shishu Suraksha Karyakram (JSSK) in June 2011. This programme ensures zero out-of-pocket expenses for institutional deliveries and treatment of sick infants.
Women can apply for Janani Suraksha Yojana, track benefits, and even check payment details through the JSY official website and state health portals.
The Janani Suraksha Yojana benefits go beyond financial assistance and aim to build a robust maternal healthcare system. Below are the key advantages of the scheme:
Significantly reduces the financial burden on pregnant women.
Encourages institutional deliveries over home births.
Improves access to skilled birth attendants and emergency care.
Ensures timely treatment for newborns and infants.
Lowers maternal mortality rate (MMR) and infant mortality rate (IMR).
Promotes health-seeking behaviour among rural and economically weaker families.
It is estimated that over 12 million pregnant women benefit from JSY every year, making it one of India’s most impactful maternal health schemes. Information on JSY scheme benefits is also widely shared through government awareness programmes and Janani Suraksha Yojana ppt materials used in community health campaigns.
The scheme was introduced with clear and measurable public health goals. The objectives include:
Reducing maternal mortality rate (MMR).
Lowering the infant mortality rate (IMR).
Promoting institutional deliveries across India.
Eliminating out-of-pocket expenses during childbirth.
Ensuring equitable access to quality healthcare for poor, rural, and marginalised women.
By offering free services and JSY scheme amount incentives, the programme motivates families to choose safer delivery options.
The Janani Shishu Suraksha Yojana guarantees every pregnant woman delivering in a public health facility the right to completely free maternity care.
Key features include:
Free and cashless normal and caesarean delivery.
Free medicines and medical consumables.
Free diagnostics such as blood tests and ultrasounds.
Free blood transfusion whenever required.
Free nutrition:
Up to 3 days for normal delivery.
Up to 7 days for caesarean section.
Free transportation:
From home to health facility.
Between facilities in case of referral.
Drop back home after delivery.
Similar entitlements apply to sick newborns up to 30 days after birth, ensuring early and effective treatment. These features are highlighted in Janani Suraksha Yojana ppt presentations used by ASHA workers and health officials.
Also Read: Learn About The Women Helpline Scheme
To be eligible to avail the benefits of Janani Suraksha Yojana, one must meet the following criteria.
The free services for pregnant women are listed below:
Free and cashless delivery.
Free caesarean section.
Free medicines and consumables.
Free diagnostics.
Free nutrition during the stay in the health facilities.
Free provision of blood.
Exemption from user fees.
Free transportation from home to the healthcare facilities.
Free transportation between facilities in case of referral.
Free return transportation from the facility to home after 48 hours of stay.
The Janani Suraksha Yojana amount varies based on area and state performance. The table below explains the cash incentives:
| Area | State category | Mother’s package | ASHA’s Package | Total |
|---|---|---|---|---|
| Rural | Low Performing States (LPS) | ₹1400 | ₹600 | ₹2000 |
| High Performing States (HPS) | ₹700 | ₹600 | ₹1300 | |
| Urban | Low Performing States (LPS) | ₹1000 | ₹400 | ₹1400 |
| High Performing States (HPS) | ₹600 | ₹400 | ₹1000 |
This JSY scheme amount is transferred directly to the beneficiary’s bank account through DBT.
The process to apply for Janani Suraksha Yojana is simple and community-driven. There is no complicated online form.
How to apply the JSY scheme:
Step 1: Visit the nearest government hospital or health centre.
Step 2: Register pregnancy with ASHA or ANM worker.
Step 3: Avail institutional delivery services.
Step 4: Receive cash incentive via DBT.
While there is no full JSY online apply system, beneficiaries can access details through the Janani Suraksha Yojana official website and state portals.
Although Janani Suraksha Yojana online registration is not fully digital, beneficiaries can still:
Use JSY online registration login portals for record verification.
Track incentives via JSY payment status.
Use state dashboards for JSY status Check Online.
Health workers often assist beneficiaries in navigating the JSY official website for updates.
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To avail benefits, the following documents are generally required:
Aadhaar card or valid ID proof.
Pregnancy registration card.
Bank account details (for DBT).
BPL card (if applicable).
These documents ensure smooth processing of benefits and JSY payment status updates.
The Janani Shishu Suraksha Yojana remains a lifeline for millions of pregnant women and newborns in India. By offering free healthcare services, cash assistance, and transportation support, the scheme removes financial barriers that often prevent safe deliveries.
Through its wide coverage, structured incentives, and strong grassroots implementation, the Janani Suraksha Yojana continues to play a crucial role in reducing maternal and infant mortality while ensuring a healthier start to life for mothers and babies across the country.
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