What is the Chief Minister Arogya Arunachal Yojana (CMAAY) and who launched it?

The Chief Minister Arogya Arunachal Yojana is a state health insurance scheme launched by the Government of Arunachal Pradesh on August 15, 2018, under the Department of Health and Family Welfare. It provides cashless healthcare services up to ₹5 lakh per family per year, especially targeting the economically weaker sections and tribal communities of the state. The scheme aims to reduce the financial burden of hospital bills and ensure that all residents have access to quality medical treatment.

Who is eligible to apply for CMAAY?

The scheme is open to APST (Arunachal Pradesh Scheduled Tribe) members, non-APST residents of Changlang, Lohit, and Namsai districts with Resident Certificates and permanent land ownership documents, and state government employees along with their dependents. Additionally, applicants from backward communities are also eligible. However, individuals working in central government jobs or PSUs, even if they are natives of Arunachal Pradesh, are not eligible.

What kind of treatments and medical services are covered under the scheme?

CMAAY offers a wide range of secondary and tertiary healthcare coverage, including treatments related to cardiology, orthopaedics, neurosurgery, cancer, ENT, ophthalmology, mental health, paediatric care, burns management, plastic surgery, and emergency services. The coverage includes ₹1 lakh for secondary care and ₹4 lakh for tertiary care, all provided cashless at registered public and private hospitals across India.

How can one apply for the CMAAY scheme—online and offline?

Applicants can register online by visiting the official website, selecting the appropriate category (Public, Govt. Employee, or Journalist), filling in the required details, uploading the documents, and submitting the form. After approval, the e-card can be downloaded. Offline applications can be submitted by visiting the District Coordinator Station, filling the form, attaching required documents like Aadhaar card, Resident Certificate, Ration Card, etc., and submitting for processing.

How can applicants check the status of their CMAAY application?

To check the status, applicants must go to the official CMAAY website, scroll to the ‘Enrollment’ section and click on ‘Check Status’. They will need to enter their district and Aadhaar number. The system will then display the full status of the application, including approval and e-card generation details. This transparent and simple process helps applicants track their benefits with ease.

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Chief Minister Arogya Arunachal Yojana: A Step Towards Improving Healthcare

Pragya Pathak

Author

Updated: 28-01-2025 at 7:32 AM

Chief Minister Arogya Arunachal Yojana: A Step Towards Improving Healthcare

The right to quality healthcare is one of the basic rights of everyone irrespective of superficial characteristics like geographical location, race, caste, gender, etc. The central and state governments of India are consistently working on various schemes and programs to improve the same and ensure that everyone is able to exercise this basic right.

To support people and ensure that they enjoy their mere rights, the state of Arunachal Pradesh launched the CM Arogya Arunachal Yojana which is a state govt. scheme initiated under the Department of Health and Family Welfare in the year 2018 to provide equitable access to healthcare. The scheme aims to provide cashless and quality healthcare to the people of the state.

Overview

Launch Year	2018
Beneficiaries	Residents of Arunachal Pradesh
Service Offered	Access to affordable healthcare
Launched By	Government of A.P
Objective	To provide cashless and quality healthcare
Coverage Amount	₹5,00,000

Read More: Ayushman Bharat Yojana

What is Chief Minister Arogya Arunachal Yojana?

The state government of Arunachal Pradesh launched the Chief Minister Arogya Arunachal Yojana on August 15, 2018. The state govt. scheme guarantees high-quality cashless healthcare services, which reduces the financial burden on the shoulders of the people residing in the state. By 2030, the state govt. scheme aims to provide universal healthcare, guaranteeing fair access to necessary medical treatment and advancing the state's "Health for All" objective.

List of Treatments Covered Under The Chief Minister Arogya Arunachal Yojana

The Chief Minister Arogya Arunachal Yojana (CMAAY) provides comprehensive healthcare coverage for eligible citizens of Arunachal Pradesh, particularly targeting economically weaker sections and tribal communities. Here’s a detailed list of treatments covered under this scheme:

Treatments Covered	Details
Ophthalmology	ENT (Ear, Nose, Throat)
Cardiology	Orthopaedics
Neuro-Surgery	Mental Illness Treatments
Cardio-thoracic Surgery	Emergency Treatments (less than 12 hours)
Paediatric Surgery	Paediatrics Cancer
Cardio-Vascular Surgery	Interventional Neuro-Radiology
General Surgery	Neo-Natal
Oral and Maxillofacial Surgery	Polytrauma
Oncology	Medical Packages
Burns Management	Plastic and Reconstructive Surgery

Key Features

This scheme aims to provide healthcare coverage to poor communities by providing access to quality healthcare. The features of this scheme are:

Cashless Treatment: Beneficiaries can receive cashless care at registered hospitals with the scheme. This eliminates the need for them to pay for medical bills upfront.
Thorough Coverage: The program offers up to ₹5 lakh in annual health insurance coverage for each family, which includes ₹1 lakh for secondary healthcare and ₹4 lakh for tertiary healthcare.
Emphasis on Vulnerable Communities: The program's goal is to help those who are less fortunate financially, especially tribal people and other underdeveloped communities, by making sure they have access to the healthcare services they need.
Coverage for Pre-existing Conditions: People with pre-existing medical conditions can receive coverage under CMAAY, which enables them to take advantage of the program without any restrictions.

Objectives

The scheme is designed by the govt of Arunachal Pradesh to provide quality healthcare to those who are economically disadvantaged. The objectives of this scheme are:

To lessen the financial burden that illness and hospitalization place on the state's citizens
To guarantee all the residents of the state equitable access to high-quality healthcare.
To offer state government employees and their dependents high-quality health care benefits.

Also Read: Comprehensive Government Health Insurance Plans

Benefits of Chief Minister Arogya Arunachal Yojana

This scheme is designed to provide healthcare to families in poor communities and help in the reduction of communicable and non-communicable diseases. The benefits of this scheme are:

Financial Protection against Medical Costs: The scheme offers free health insurance coverage for secondary and tertiary care hospital stays up to ₹5 lakhs per family annually.
Cashless Services: To alleviate the financial strain of out-of-pocket costs during medical emergencies, beneficiaries avail of cashless treatment at hospitals that have partnered with the program nationwide. CMAAY provides cashless care up to ₹5 lakh annually for each family, which is broken down as follows:

₹1 lakh for secondary healthcare.
₹4 lakh for expensive tertiary care.

Extensive Coverage: Includes a variety of medical treatments, such as:

Orthopedics, cardiology, and general surgery are examples of secondary care procedures.
Tertiary care procedures include organ transplants, neurosurgery, and cancer treatment.

Registered Hospitals: Provides beneficiaries with access to a network of public and private hospitals that have been registered with the scheme, guaranteeing high-quality medical care.

Eligibility Criteria Of Chief Minister Arogya Arunachal Yojana

Although this government scheme is open to all applying there are certain criteria one has to meet. The eligibility criteria are as follows:

Arunachal Pradesh Scheduled Tribe(APST) members
Non-APST residents of Changlang, Lohit, and Namsai possessing Resident Certificates (RC) who are people with permanent land-holding documents
State Govt. Employees and their dependents
The applicant should be a member of one of the backward communities

Exclusions:

Arunachal Pradesh natives employed by the Central Government and Public Sector Undertakings (PSUs) cannot apply for the state govt. scheme.

How To Apply For The Chief Minister Arogya Arunachal Yojana?

One can apply for the CM Arogya Arunachal Yojana Through both online and offline platforms. Both processes are explained below in detail.

Online Process

Step 1: Visit the official website of this scheme.

Step 2: Navigate down to the bottom under the header ‘Enrollment’ and click on ‘Apply Online’.

Step 3: Select the appropriate category from govt. employee, public, or journalist.

Step 3: Fill in your details in the application form.
Step 4: Once the form is filled and the required documents are attached, please click on ‘submit’.

Step 5: Once successfully registered, download the e-card.

Offline Process

Step 1: Visit the local district court and contact the District Coordinator Station.

Step 2: Request for the application form and fill in all the details accurately.

Step 3: Provide all documents like Aadhaar cards and others that are required.

Step 4: Submit the form and wait for approval.

Documents Required For Chief Minister Arogya Arunachal Yojana

The application process requires the submission of certain required documents for the application to be processed. The required documents are as follows:

For Non-APST - It is compulsory to have a Resident Certificate.
For Government Employees - Government ID Card.
If your child is under 5 years then the Birth certificate is required.
Ration Card
Permanent Land Holding Documents.
Approved Enrollment Form.
Aadhaar Card

How To Check CM Arogya Yojana Application Status?

The process for checking the application status is easy and can be done online. The process is as follows:

Step 1: Navigate to the official website.

Step 2: Scroll down to the header ‘Enrollment’ and click on ‘Check Status’.
Step 3: A page will open, select your district from the drop-down and your aadhaar number.

Step 4: A page will open with all the information present.

Conclusion

The Chief Minister Arogya Arunachal Yojana guarantees cashless, high-quality healthcare to all, especially the economically disadvantaged from the state of Arunachal Pradesh. Many people around the state benefit from its substantial reduction in medical costs. The application process is fairly simple and can be done both online and offline.

For more information and to engage with a community of informed citizens, visit the Jaagruk Bharat Community Page. Get updates, tips, and insights on how to access other such schemes issued by the government of India