What is the Bihar Rajya Fasal Sahayata Yojana?

A crop insurance scheme aimed at providing financial aid to farmers in the state of Bihar in cases of crop loss due to natural calamities.

Who is eligible for the scheme?

Farmers farming in the state of Bihar are eligible for the scheme.

What is the Bihar Rajya Fasal Sahayata Yojana?

A crop insurance scheme aimed at providing financial aid to farmers in the state of Bihar in cases of crop loss due to natural calamities.

Who is eligible for the scheme?

Farmers farming in the state of Bihar are eligible for the scheme.

What types of crop losses are covered under the scheme?

The government scheme covers losses due to natural disasters like flood, droughts, etc.

How can farmers apply for the scheme?

Farmers can apply online through the official Bihar govt portal.

Is there a premium paid for the insurance coverage?

Yes, farmers are required to pay a nominal price.

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Bihar Rajya Fasal Sahayata Yojana - Crop Insurance Scheme For Farmers In Bihar

Alankar Mishra

Author

Updated: 28-01-2025 at 7:02 AM

Bihar Rajya Fasal Sahayata Yojana - Crop Insurance Scheme For Farmers In Bihar

The challenges in agricultural development in Bihar are many and the lost agriculture due to natural calamities like floods and droughts cannot be disregarded. To protect the interest of the farmers, the Government of Bihar has come up with the Bihar Rajya Fasal Sahayata Yojana. The Fasal Sahayata Yojana’s primary objectives are to support the farmers who have suffered due to natural calamities. It also provides the necessary aid to recover from crop losses and ensures that farmers can continue farming without the fear of financial hardship.

Scheme Name	Bihar Rajya Fasal Sahayata Yojana
Launched By	Government of Bihar
Target Audience	Farmers facing crop loss due to natural calamities
Financial Assistance	₹7,500 – ₹10,000 per hectare
Eligibility	Farmers cultivating their own or leased land
Crops Covered	Aghani paddy, Maize, Soybean
Application Process	Online via the official portal
Documents Required	Aadhaar card, Land documents, Bank details, etc.

What Is Bihar Rajya Fasal Sahayata Yojana?

There is a Bihar Rajya Fasal Sahayata Yojana which is a state government scheme that help those farmers whose crops have been damaged due to some causes. This government scheme has been designed so that even after no profit for a few months due to the crop losses from natural calamities like floods or droughts the farmers do not feel discouraged to leave their lands unattended.

List Of Crops Covered

Crop Name	Details
Aghani Paddy	Notified in 527 Gram Panchayats across 38 districts (except specific circles in Bhagalpur)
Bhadai Maize	Notified in 534 Gram Panchayats across 38 districts
Soybean	District-level crops in Begusarai, Samastipur, and Khagaria

Features

What features does the Bihar Rajya Fasal Sahayata Yojana have? This has been analysed with how this agriculture scheme has been put forward to protect the investment of the farmers. It aims to facilitate the farmers to apply for crop support in case of damage to crops due to natural calamities. Key features which make this scheme a boon to farmers in Bihar are as follows:

Financial Support: There is payment made according to the level of damage of the crop where farmers receive compensation of up to ₹7,500 for a 20% loss and ₹10,000 recompense amount for more than 20% loss per hectare.
Coverage for Various Crops: It includes many varieties of Kharif crops ie paddy, Maize, Soybean etc.
Support for landowners And Tenant: The govt scheme applies to both ryot (landholder farmers) and non-ryot (Tenant farmers).
Simple Online Registration: An online application for farmers was quite simple and farmer-friendly.

Objectives

The Bihar Rajya Fasal Sahayata Yojana is primarily meant to look for the problems that a farmer faces because of natural calamities and ensure that all their farming efforts do not go to waste. This agriculture scheme is very useful in providing stability to the farming classes and in helping them weather the storm of unforeseen circumstances. The primary goals of the scheme are given below:

In such cases, financial assistance is provided to farmers whose farming has been affected by natural disasters.
Offering assistance in the form of compensation to the farmers with the objective that they do not refrain from carrying out agricultural operations.
Rescue the farmer’s source of income and food security within in state.

Benefits

The Bihar Rajya Fasal Sahayata Yojana brings certain remarkable advantages so that farmers suffering from damage to their crops because of any natural disaster can obtain financial relief quickly and effectively. This type of assistance is of great importance to normalize the financial situation of the farmers and thereby execute farming activities without fear of such unfortunate incidences in the future. The key benefits of the scheme are:

Compensation for Crop Loss: In any case of crop loss due to a natural calamity, farmers can claim as much as ₹10,000 per hectare.
Wide Crop Coverage: The scheme includes major crops like paddy, maize and soybean.
Support for Both Landowners and Tenants: Compensation has to be paid irrespective of whether the farmer is the landowner or is leasing the land.
Direct Bank Transfer (DBT): The amount of compensation owed is directly arranged into the bank account of the farmer eliminating the bureaucratic malpractices.

Drawbacks Of The Yojana

Even though the Bihar Rajya Fasal Sahayata Yojana provides critical assistance as funding to farmers, there are certain constraints which would affect the extent of such aid. Acknowledging and addressing these limitations is imperative in enhancing the govt scheme for a larger population of farmers. Some of the reasons are highlighted below why people do not utilise this scheme:

Limited to 2 Hectares: A maximum of 2 hectares of farmland is eligible for compensation which is insufficient in case of farmers owning more.
Complexity in Verification: lettings assessments which include, inspection to valuation may lead to a discontinued period to payout for compensation.

Eligibility Criteria

Bihar Rajya Fasal Sahayata Yojana has to be used by poor people only. Thus, there are special eligibility criteria for those wishing to apply. They are necessary so that the money does not go to the wrong hands but rather to those deserving farmers affected by crop loss due to natural calamities. The Farmers have to satisfy the following conditions explain:

Be a farmer who cultivates their own or leased land.
Have crops damaged due to natural calamities.
Be a resident of Bihar.
Hold a valid land possession certificate or other relevant land documents.
Link their bank account with their Aadhaar for direct benefit transfer.

Application Process

The application procedure for the Bihar Rajya Fasal Sahayata Yojana has been made easy and farmer-riendly as women who faced the hardship of crop failure will be able to get this crop assistance program without a lot of hassle. The benefits of this online process include speed, quick turnaround time of the applications and transparency as far as the application handling is concerned making it very convenient for farmers. Here is a guide on how to apply for the scheme step by step.

Step 1: Visit the Official Portal: Farmers can log on to https://esahkari.bih.nic.in/

Step 2: Registration: If you are currently not registered, you must register yourself.

Step 3: Login: After registering, you must use your credentials to access the portal.

Step 4: Form Submission: The application form is required to be filled in with the necessary information like land papers and other details.

Step 5: Submit: After filling in all the needed information, there is a need to submit the form electronically.

Documents Required

People take part in the Bihar Rajya Fasal Sahayata Yojana because it also offers support to the farmers in times of climatic adversities. However, this must be backed by the submission of relevant documentation that supports the application and enhances the verification of the applicant. These documents assist in ascertaining the place of the applicants and the fact that the particular land has been affected by the calamity under consideration. Some of the documents that are very important and must be submitted include the following:

Land Possession Certificate or Revenue Receipt (after 31-03-2022)
Self-declaration certificate attested by a ward member or farmer advisor
Aadhaar card
Bank passbook
Farmland papers
Mobile number
Passport-size photo

Steps To Check The List Of Eligible Gram Panchayats

Once you look up your area village and confirm that it is a Gram Panchayat in the Bihar Rajya Fasal Sahayata Yojana, there is a simple procedure that aids the farmers to check if they qualify for the farmer scheme. In case you want to confirm the eligibility of your Gram Panchayat under the scheme online, it’s time-saving and can help you avoid the hassle of doing unnecessary things only to find out later that you do not meet the set requirements. Here are the methods on how one can check the list of eligible Gram Panchayats:

Step 1: Go to the website Panchayati Raj Department

Step 2: Click on “View List of Eligible Gram Panchayats”.

Step 3: Pick your district, block and year.

Step 4: Eligible Gram Panchayats will be shown.

Conclusion

The Bihar Rajya Fasal Sahayata Yojana is one such project which focuses on providing the farmers of Bihar with relief which is very much necessary. The scheme compensates farmers for losses caused by natural disasters and consequently boosts the agricultural sector of the state. Now the farmers can perform their farming work with assurance that, in times of trouble, their source of income will be safe.

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