Who is eligible for the Bhagyalaxmi Yojana?

Girls born in BPL families after 31 March 2006, with their birth registered within a year and meeting vaccination and educational criteria, are eligible.

What financial benefits are provided under this scheme?

Annual scholarships of ₹300 to ₹1,000 are provided for education, along with health insurance coverage up to ₹25,000.

What conditions must be met to receive benefits under the scheme?

The girl must not be employed in child labour, must remain unmarried until 18, and should have passed class 8 to qualify for maturity benefits.

How can families apply for the Bhagyalaxmi Yojana?

Families can apply online via the official portal or offline at Anganwadi Centres, Grampanchayat Offices, NGOs, authorised banks, or municipal corporations.

What documents are required to apply for the scheme?

Documents include the girl’s birth certificate, BPL card, parents' income and address proof, bank details, family planning certificate for a second child, and a photograph with parents.

What documents are required to apply for the scheme?

Documents include the girl’s birth certificate, BPL card, parents' income and address proof, bank details, family planning certificate for a second child, and a photograph with parents.

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What Is The Bhagyalaxmi Yojana For Empowering Girls In India?

Jaagruk Bharat

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Updated: 16-04-2025 at 3:30 PM

Bhagyalaxmi Yojana is a government program for better social and financial conditions of girl children from low-income groups. The government initiative gives monetary aid to the family for the education and health care of daughters, so that this might put an absolute end to gender disparity in society and open the door to an equal and educated India.

Read the article to learn more about the scheme, ranging from its objectives and benefits to eligibility criteria and application process.

Overview

Below is a table that summarises the significant points about the scheme that one should know about and keep a note of the same.

Section	Details
Launched by	Government of India
Target Beneficiaries	Girl children from economically weaker sections
Key Benefits	Financial assistance, annual scholarships
Objective	Promoting girl child education and financial empowerment

What Is the Bhagyalaxmi Scheme?

The Bhagyalaxmi Yojana is a children's scheme for girls in India that aims to provide support for education, health, and general development for girls coming from financially weaker backgrounds. This shall help eliminate the economic barriers that often are prevalent in limiting girls’ growth and educational cycles.

Objective Of Government Scheme

This scheme aims to empower and uplift the girl children from poor families. The yojana focuses on the welfare and growth of the girl child, which aims at bringing long-term change in society. It is designed to achieve the following objectives:

Encourage poor families to have more baby girls.
To increase the status of girl children in society.
To provide financial assistance to the girl child through her mother/father/natural guardian, subject to the fulfilment of certain conditions.

What Are The Benefits Of Bhagyalaxmi Scheme?

The government scheme is for the support and financial help of the girl child; the beneficiary is the mother, father, or natural guardian. The key provisions are:

The amount of scholarship will be provided every year to the girl of Rs 300 to Rs 1,000 till the 10th standard.
To promote the birth of girl children in economically weaker families and to raise their status within the family and society.
The child health insurance coverage would be surrendered up to a maximum of Rs. 25,000 annually.
To provide financial assistance to the girl child through her beneficiaries, who can be their mother, father, or natural guardian, as long as they fulfil the eligibility criteria.

Annual Scholarship Amount

Under the Bhagyalaxmi Yojana, an eligible girl child is awarded an annual scholarship based on her level of education, which can range from Rs 300 to Rs 1,000. This helps reduce some of the school fees and books, etc.

Who Is Eligible For Bhagyalaxmi Yojana?

To ensure that all individuals receive the benefits equitably with equal deservability, specific eligibility conditions are laid down. It focuses on further promoting the well-being and safety of the girl child.

Birth of a girl to be registered within one year after her birth date.
Girls are not to be employed in any child labour.
Benefits from the Bhagyalakshmi scheme are eligible for all BPL families having up to 2 female children.
Girls must have been vaccinated properly.
A girl child must have been born after 31 March 2006 in a BPL family.
A girl must have passed the eighth standard to be qualified for the maturity amount.
She cannot be married off before turning 18 years old.

How To Apply For Bhagya Laxmi Yojana In Karnataka?

Eligible applicants can apply for the state govt scheme by following some simple steps mentioned below in detail for one’s reference:

Online procedure

The process is very simple and can be directly done through the online official portal. Here are the steps to submit your application

Step 1: Visit the official website of Bhagya Laxmi Yojana Karnataka.

Step 2: The homepage of the website will open on the screen.

Step 3: Now, click on the Bhagya Laxmi Yojana Application Form link.

Step 4: A PDF of the application form will open on the screen.

Step 5: Now fill out the form with each essential detail.

Step 6: Lastly, submit the form to the concerned authority.

Offline procedure

To apply offline, the candidates may visit any of the mentioned places, suitable as per their location and get the procedure done there.

Aanganwadi Center
Grampanchayat Office
NGOs
Authorised Banks
Municipal Corporations

What Are The Required Documents For The Govt Scheme?

Under the Bhagya Laxmi Scheme, various documents need to be presented for verification and proper processing. All papers need to be in order before their submission to the concerned authorities. Here is a list of documents required for an application for the government scheme:

The Bhagya Lakshmi Scheme application form.
A certified copy of the girl child's birth certificate.
The parents' income details will be needed.
The parents' address proof.
BPL Card.
Bank details of the girl child card.
Photograph of a child with parents.
While registering a 2nd child under the scheme, a Family Planning certificate is to be submitted along with all the above documents.
Copy of marriage certificate/self-declaration certificate of parents.

Conclusion

The Bhagyalaxmi Yojana is a transformation initiative aimed at providing education and health support to girls from economically weaker sections, thereby transforming families into investing in the betterment of their daughters.

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