PAN Card SPAM - Save Yourself From PAN Card Scam and Fraud Online

The Permanent Account Number (PAN) card is one of the most crucial cards, usually used in conducting various financial activities and as an ID proof. Recently, fraudsters have innovated several new ways of committing fraudulent activities using one’s PAN card information for personal gain.

Read the article to learn more about PAN card fraud, including the process of PAN card misuse check online and PAN card misuse complaint online, and Pan card scam email.

Latest PAN Card Scams Incident

In a recent case, A student from Gwalior, Madhya Pradesh, named Pramod Kumar Dandotiya got a notice from the Income Tax Department and GST when he came to know that a company had been registered in his name and was doing business in Mumbai and Delhi. The other scary figure disclosed was a disproportionate bank receipt of Rs 46 crore through a PAN details-associated account. Now, even though he reported this to the police and the tax department, he still has to get a response. This shows how risky PAN misuse can be.

Many Indian citizens have been harmed by PAN card fraud, even celebrities like actor Rajkummar Rao had a PAN card fraud when someone tried to use it to secure a loan in his name in 2022. In another case, Panvel-based actress Nagma Morarji was duped to the tune of one lakh rupees in a PAN-related phishing scam. Such cases point to the fact that PAN card fraud is rampant and becomes even more common during tax seasons.

Can Anyone Misuse My PAN card Number?

Yes. Some common ways your PAN card can be misused include:

• Loan Fraud: Fraudsters can also apply for credit in your name and use your credit card to make purchases which you have to repay.

• Bank Account Fraud: For example, a criminal with your PAN could easily engage in identity theft and slip into the new account to make any transactions he or she wanted.

• Phishing Attacks: Failure to recognise that these are fake links may cause them to update PAN details, and scammers may capture the information.

• High-Value Purchases: A lot of jewellery and other costly items can be bought using your PAN details by fraudsters.

• Credit Card Scams: Others get you a credit card in your name, which places you at potential credit risk under your identity.

How To Check If Your PAN Card Has Been Misused?

You can verify potential PAN card misuse check online through the following ways:

• Visit a Credit Bureau’s Website: Choose the option that allows you to verify your credit score.

• Enter Your Details: Supplemental Information Uploaded Necessary FINANCIAL and/or IDENTIFICATION Information.

• Verify with OTP: A one-time password will be sent to the phone number which is registered with the portal.

• Review Your Credit Score: If there are very low balances at some point, or very high balances due to some loans on your report, the chance may be high that fraud has taken place.

Also read: Fake food order scam

Tips To Avoid PAN Card Fraud

To protect yourself from such fraudulent activities, it is important to follow some safety tips.

• Use Secure Websites: Always make sure that the URL of the website has ‘https’ before you input PAN details.

• Limit PAN Card Copies: When a photocopy is submitted, include an attestation note that states the reason for the submission.

• Avoid Suspicious Websites: Do not enter personal information on shady sites.

• Monitor Your Credit Score: An assessment can be made that checking the insured persons more often will allow them to notice the fraud.

• Review Form 26AS: Transact carefully with activities related to your PAN.

Visit Jaagruk Bharat’s Cyber Crime Complaint Service

At Jaagruk Bharat, we’re committed to helping you stay safe online. If you’ve been a victim or suspect of fraud, visit our Cyber Crime Complaint Page to report the incident and seek guidance. Our team ensures your complaint is directed to the right authorities with clarity and speed.

You can also reach out to Jaagruk Bharat through their Community Page with any questions that you might have.