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What Is The PM Vishwakarma Government Scheme 2025?

Neha Gupta

Author

Updated: 01-04-2025 at 3:30 PM

The Vishwakarma Scheme is a government scheme in India that supports traditional artisans and craftsmen. It aims to provide financial help, skill training, and modern tools to people involved in crafts like carpentry, blacksmithing, pottery, and weaving. The government scheme focuses on improving their work, increasing their income, and preserving traditional crafts in the country.

In this article, you will get detailed information about the Vishwakarma yojana, its objectives, features, benefits, its application process and much more.

Overview

Aspect	Details
Launched By	PM Narendra Modi
Launch Date	17 September 2023 (Vishwakarma Day)
Budget	Rs 13,000 crore
Target Group	Artisans, craftsmen, and small-scale workers
Loan Amount	Up to Rs 3 lakh
Interest Rate	5% p.a.
Training Duration	5-7 days (Basic), 15 days (Advanced)

What Is The Vishwakarma Scheme?

The PM Vishwakarma Scheme was launched on 17 September 2023, Vishwakarma Day. This government scheme will run for five years, ending in 2027-28. The PM Vishwakarma Yojana was launched by Prime Minister Narendra Modi. Through this scheme, the government gives different artisans loans at low interest rates. The main goal of the Vishwakarma Scheme is to recognise artisans and craftsmen as "Vishwakarma" and provide them with all the benefits.

The government has set a budget of Rs 13,000 crore for the PM Vishwakarma Yojana. By offering loans at affordable rates, the government wants to support and improve the work of artisans.

Objectives

The government scheme has various objectives to help the artisans. Let’s take a look at the objectives of the Vishwakarma Yojana loan.

To support artisans and craftsmen by giving them loans at low interest rates.
To improve the skills and work of traditional craftsmen.
To help increase the income of artisans.
To preserve and promote traditional crafts in India.
To provide modern tools and training to help artisans grow their businesses.

Features

The Loan Scheme for Artisans aims to empower traditional craftsmen by providing low-interest loans to enhance their skills and business opportunities. This initiative, launched on Vishwakarma Day, focuses on the development and financial support of artisans across India.

DETAILS	INFORMATION
Loan Scheme for Artisans	Low-interest rate loans for artisans
Budget Allocation	Rs 13,000 crore
Focus	Upgrading the skills of traditional craftsmen
Application Process	Online applications are available on the official website
Launch Date	17 September 2023 (Vishwakarma Day)
Duration	2023 to 2027-28 (5 years)

What Are The Benefits Of PM Vishwakarma?

The PM Vishwakarma Yojana offers a range of benefits to artisans, including financial support and training opportunities. Beneficiaries can avail themselves of loans, toolkits, and incentives for digital transactions to boost their work and skills.

The PM Vishwakarma Yojana will give recognition to beneficiaries with a certificate and ID card. Beneficiaries can use this certificate to get benefits for their work.
After verification, beneficiaries will receive basic training for 5-7 days. Those interested can also enrol for advanced training for 15 days. During training, Rs. 500 will be given per day.
Once training is completed, beneficiaries will receive Rs. 15,000 to buy a toolkit and start their work.
Beneficiaries can get an unsecured loan of Rs. 1 lakh, repayable in 18 months. If the first loan is repaid on time, they can get a second loan of Rs. 2 lakh, repayable in 30 months. The loan will have a 5% interest rate, and the government will pay the remaining interest.
For digital transactions, beneficiaries will receive Rs. 1 per transaction for up to 100 transactions each month.
The National Marketing Committee will help artisans with quality certification, branding, promotion, e-commerce links, trade fairs, advertising, and other marketing support.

Eligibility Criteria To Apply For The PM Vishwakarma Loan

The applicants must meet various criteria under the PM Vishwakarma loan. The list of the set criteria is given below:

An artisan or craftsman working in the unorganised sector with hands and tools can register under PM Vishwakarma if they are self-employed and in a family-based traditional occupation.
The beneficiary must be at least 18 years old at the time of registration.
The person must be engaged in the relevant trade on the date of registration.
They should not have taken a loan under similar Central or State Government schemes for self-employment or business development.
They must not have used government schemes like PMEGP, PM SVANidhi, or Mudra Yojana in the last five years.
Only one member of the family can register for the government scheme. A family includes the husband, wife, and unmarried children.

Exclusion

Those working in government jobs or their family members are not eligible for the Vishwakarma loan scheme..

What Are Eligible Trades Under The PM Vishwakarma Loan?

Multiple trades are allowed to apply for the PM Vishwakarma Scheme. The following trades are allowed to apply.

Carpenter.
Boat maker.
Weapon maker.
Blacksmith.
Hammer and tool kit maker.
Locksmith.
Goldsmith.
Potter.
Sculptor.
Cobbler.
Mason.
Basket, mat, and broom maker.
Doll and toy maker.
Barber.
Garland maker.

How To Register For The Vishwakarma Yojana Scheme?

Registering for the PM Vishwakarma Yojana is a simple process that can be done online. Follow the steps below to complete your registration and start benefiting from the scheme.

Step 1: Visit your nearest Common Service Centre.

Step 2: Verify your mobile number and complete the Aadhaar eKYC.

Step 3: Apply for the Artisan Registration Form.

Step 4: Download the PM Vishwakarma Digital ID and Certificate.

Vishwakarma Loan Scheme Apply Online

Once registered, applying for the Vishwakarma Yojana loan is straightforward. Follow the steps below to apply for the loan and access financial support for your work.

Step 1: Visit the official Vishwakarma portal.

Step 2: Complete mobile number verification and Aadhaar eKYC.

Step 3: Fill out the Artisan Registration Form.

Step 4: Download your PM Vishwakarma Digital ID and Certificate.

Step 5: Apply for the benefits available under the scheme.

Documents Required

Multiple documents have to be submitted to apply for the post of PM Vishwakarma. Let’s take a look at the list of documents needed.

Caste Certificate to confirm the community of the beneficiary.
An Income Certificate that shows the beneficiary’s annual income.
Residence Certificate to provide the current address of the beneficiary.
Educational Qualification Certificate that shows the beneficiary’s educational background.
Skill Certificate for details of the skills and experience of the beneficiary.
Occupation Certificate to show the beneficiary’s current occupation (if any).

What is The Verification Process And Benefits Disbursal Process Of PM Vishwakarma?

Applicants can follow these steps to check their verification process and benefit from the disbursal process of the Vishwakarma Yojana.

Verification Process

The Gram Panchayat or Urban Local Body (ULB) will first check if the person is eligible.
The District Implementation Committee will review and recommend the applications.
The Screening Committee will give final approval for registration after confirming the eligibility of the applicants.

Benefit Disbursement Process

After passing the three-step verification, artisans and craftspeople will register as Vishwakarma under the government scheme.
They will get a Digital ID, a PM Vishwakarma Digital Certificate, and a PM Vishwakarma ID Card.
The certificate will officially recognise them as Vishwakarma and allow them to access all the benefits of the Scheme.

How To Check The Status Of The PM Vishwakarma Scheme Application?

The following two methods can be used to check the PM Vishwakarma scheme application status.

Check PM Vishwakarma Yojana Status Using Registration Number

Applicants can check their application status using their registration number. These steps can be followed to check the application status of the PM Vishwakarma scheme.

Step 1: Go to the PM Vishwakarma Yojana website.

Step 2: Click on the login button on the homepage.

Step 3: Enter your username and password to log in.

Step 4: After logging in, click on the “Application Status” button.

Step 5: Choose the option “Registration Number.”

Step 6: Enter your registration number.

Step 7: Click on the “Search” button.

Step 8: Your application status will be shown on the screen.

Check PM Vishwakarma Yojana Status Using Aadhaar Number

Applicants can check their application status using their Aadhaar number. These steps can be followed to check.

Step 1: Go to the official PM Vishwakarma Yojana website.

Step 2: Click on the login button on the homepage.

Step 3: Enter your username and password to log in.

Step 4: Click on the “Application Status” button.

Step 5: Select the option “Aadhaar Card Number.”

Step 6: Enter your Aadhaar number.

Step 7: Click on the “Search” button.

Step 8: Your application status will be shown.

What Is The Rate Of Interest For The PM Vishwakarma Scheme?

The PM Vishwakarma Scheme has low interest rates to help out the artisans. Let’s take a look at the rate of interest.

DETAILS	INFORMATION
Interest Rate	5% p.a.
Loan Amount	Up to Rs 3 lakh
Loan Tenure	4 years
Benefits	Skill upgradation, toolkit incentive, credit support, marketing support, incentive for digital transactions, recognition of PM Vishwakarma Certificate and ID Card

Who Are The PM Vishwakarma Partners?

Multiple partners help fund the government schemes. Here is the list of partners of PM Vishwakarma.

SIDBI.
Skill India.
NSDL.
NSDC.
Ministry of Finance.
Ministry of Skill Development and Entrepreneurship.
DigiLocker.
CSC.
NPCI.
PFMS.
Ministry of Micro, Small &Medium Enterprises.
india.gov.in.
National Health Authority.

Conclusion

The Vishwakarma Yojana will help around 30 lakh traditional artisans, craftsmen, weavers, goldsmiths, blacksmiths, laundry workers, and others across the country. These artisans can get financial assistance for taking loans and will also get benefits which will help them enhance the quality and quantity of their products. Each artisan will get different assistance according to their field of work.

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