What types of plans are available under New India Assurance Health Insurance?

They offer individual, family floater, and senior citizen plans.

Is there a waiting period for pre-existing conditions?

Yes, a waiting period of 1-4 years applies depending on the plan chosen.

How do I avail of cashless hospitalisation?

Cashless hospitalisation can be accessed at any network hospital by presenting your policy card.

Does the policy cover daycare procedures?

Yes, it covers a wide range of daycare procedures.

Are annual health check-ups included?

Annual health check-ups are covered in select plans for policyholders after a specified tenure.

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New India Assurance Health Insurance: Why You Should Opt For This Mediclaim Policy?

Neha Gupta

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Updated: 28-01-2025 at 7:06 AM

New India Assurance Health Insurance: Why You Should Opt For This Mediclaim Policy?

Dependable health insurance is a priority for your well-being. The New India Assurance Company has various programmes which are aimed at offering maximum security and guaranteeing you peaceful sleep. This write-up will discuss the health insurance covers provided by New India Assurance and how they can be beneficial both to you and your family.

What Is New India Health Insurance?

One of the largest insurers in India is New India Assurance, with a range of health insurance policies called New India Health Insurance. These plans cater for different individuals or families depending on their needs with a wide coverage of both inpatient and outpatient cases among others.

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Key Features of New India Health Insurance

Overall Cover: New India Health Insurance policies accommodate many medical costs such as hospitalisation, surgeries, and treatment thus ensuring that money problems do not arise when most needed.
Cashless Procedures: The policy terms offered by New India Assurance Mediclaim have cashless treatment facilities in several hospitals, meaning there is no need to worry about any upfront payments during emergencies.
Family Floater Option: There is the New India Floater Mediclaim Policy where everyone in the family gets a single sum insured. When families want comprehensive healthcare in one policy, it is perfect.
No-Claim Bonus: If amid a calendar year, no claim is made, you will be allowed to increase your sum assured without any additional premium.

Types Of New India Assurance Health Insurance Plans

New India Mediclaim 2012 Policy: The plan includes expenses related to a hospital stay, costs leading up to hospital admission and those incurred after discharge, as well as daycare. Ambulance fees are also in this plan and there is a provision for an attendant’s daily cash benefit.
New India Floater Mediclaim Policy: A comprehensive family plan, which covers all the members under one sum insured, is very good because it takes care of in-patient admissions, surgical operations and critical illnesses.
New India Top-Up Mediclaim Policy: This top-up scheme is intended for individuals who want to improve their prevailing health insurance protection. It offers additional coverage over and above a specified deductible limit and hence suits people seeking higher protection at low-cost rates.

Benefits of Choosing New India Health Insurance

Extensive Hospital Network: New India Health Insurance has partnered with various hospitals across the country, which ensures you can access quality healthcare services wherever you are.
Affordable Premiums: The premiums charged by New India Assurance Mediclaim policies are very competitive hence making them affordable to individuals as well as families that may be on different income levels.
Quick Claim Settlement: New India Assurance has a reputation for quickly handling claims in an easy way meaning that you do not have to wait too long before getting money support whenever required.
Tax Benefits: You save tax under section 80D by paying a premium towards the New India Insurance Health Policy which results in financial savings.

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How To Apply For New India Health Insurance

To apply for the New India Assurance Health Policy:

Visit the Official Website: Go to the website of New India Assurance and find health insurance from there.
Choose a Plan: You can select an individual or family floater policy or top-up scheme that suits your requirements best among several healthcare insurance options featured in this article.
Fill in the Details: Provide all the required personal and medical details.
Submit the Application: Submit a completed form or make an online payment to finish the application process.
Receive Your Policy: After processing your application, you will have your policy document sent to your email.

Conclusion

Through New India Health Insurance, get full coverage on matters of health for yourself and your family with peace of mind that you are protected during times of need. Whether you want individual plans or a family floater, New India Assurance has it all.

For queries and complaints call 1800-209-1415 or email tech.support@newindia.co.in. For the senior citizen’s helpline call 1800-209-1415.

Frequently Asked Questions