What is the main objective of the JRFRY scheme?

The JRFRY scheme aims to provide financial aid to farmers affected by crop damage due to natural calamities.

Do farmers need to pay any premium to avail the JRFRY benefits?

No, there is no premium required; the insurance scheme directly provides financial assistance.

Who is eligible to apply for the JRFRY?

Small and marginal farmers, permanent residents of Jharkhand, and those with at least 20% crop loss are eligible.

How much compensation is provided under the JRFRY?

Farmers receive between ₹3,000 and ₹4,000 per acre, depending on the extent of crop loss.

Can landless farmers also benefit from JRFRY?

Yes, the government scheme covers landless farmers under the Bataidaar category with proper documentation.

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What Is The Jharkhand Rajya Fasal Rahat Scheme (JRFRY)?

Alankar Mishra

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Updated: 19-03-2025 at 12:30 PM

The Jharkhand Rajya Fasal Rahat Yojana (JRFRY) is one of the most important welfare measures introduced by the Director of Agriculture, Animal Husbandry & Cooperative, Government of Jharkhand. It is not an insurance policy but a payment policy.

This govt scheme is very helpful for farmers since it provides the benefits directly without them needing to file a case for over-insuring the risk of covering farmers’ security financially even when they do not own land.

In this article, you will get detailed information about Jharkhand Rajya Fasal Rahat Yojana (JRFRY), its features, objectives, eligibility, how to apply online and offline and much more.

Overview

Scheme Name	Jharkhand Rajya Fasal Rahat Yojana (JRFRY)
Launched By	Department of Agriculture, Animal Husbandry & Cooperative, Jharkhand
Objective	Financial assistance for crop damage due to natural calamities
Eligibility	Permanent residents of Jharkhand, small/marginal farmers
Compensation	₹3,000-₹4,000 per acre for losses depending on crop damage
Premium	None, direct financial assistance
Application Mode	Online via the official website or CSC
Exclusions	Malicious damages, unscientific farming practices, war-related losses

What Is The Jharkhand Rajya Fasal Rahat Yojana?

The Jharkhand Rajya Fasal Rahat Yojana (JRFRY) is an agriculture scheme started by the state government of Jharkhand to protect the farmers against the loss they suffer on account of damage to crops due to natural calamities. Unlike traditional forms of insurance practice, JRFRY is not an insurance but a payment-based plan in which assistance is paid to farmers when there is a loss of crop. It is a systemic approach to reduce the negative effects of such natural disasters on the financial situation and enable the farmers of that state a regular income.

Features

The JRFRY Scheme is designed to offer financial relief to farmers in Jharkhand who suffer crop damage due to natural calamities. Some of the key features of this farmer's scheme include:

Compensation for Crop Loss: Economical help allowed within five acres of crop damage per acre lies from ₹3,000 to ₹4,000 depending on the level of the destruction.
No Insurance Premiums: JRFRY does not charge any insurance premiums from the farmers, different from other crop insurance schemes.
Inclusion of Marginal and Landless Farmers: The scheme is available for farmers who own lands as well as landless farmers.
Natural Calamities Covered: The government scheme provides relief during natural calamities like floods, droughts, earthquakes, storms, etc.
Direct Government Aid: Funds allocated for all forms of assistance come straight from the government without passing through insurance companies.

Objectives

The Jharkhand Rajya Fasal Rahat Yojana aims to provide much-needed support to farmers facing crop damage due to natural calamities. The primary objectives of this scheme include:

To Provide Financial Security: Extended assistance for immediate help in terms of loss of crops to farmers which will help them recover economically.
Boosting Agricultural Resilience: Help farmers maintain and continue farming activities during and after natural disasters and reduce the pressure of moving due to poverty.
Promote Sustainable Agricultural Practices: Support livelihood for small and marginal farmers without threatening agricultural growth in rural areas.

Subsidy And Compensation

The compensation provided under the JRFRY scheme is based on the seriousness of the crop loss. Eligible farmers can receive the following compensation:

Crop Loss Percentage	Financial Assistance per Acre	Maximum Coverage
30-50% Crop Loss	₹3,000 per acre	Up to 5 acres
Above 50% Crop Loss	₹4,000 per acre	Up to 5 acres

This support ensures that farmers do not have to bear the entire financial load of crop loss.

Eligibility Criteria Of JRFRY

To be eligible for the Jharkhand Rajya Fasal Rahat Yojana, applicants must meet the following eligibility criteria:

Must be a permanent resident of Jharkhand.
Must be a small or marginal farmer.
Must be either a ‘Raiyat’ or ‘Bataidaar’ farmer.
Should be at least 18 years of age.
Farmers cultivating on government or non-major land with lease or settlement documents are eligible.
The crop loss must be at least 20% for eligibility.

Online Application Process

Farmers who wish to apply for the JRFRY (Jharkhand Rajya Fasal Rahat Yojana) scheme can easily complete the registration by following a straightforward procedure provided in the official application process. The registration process has been simplified to ensure accessibility, allowing farmers to register online through the official portal or specialised government agencies for added convenience.

Step 1: Visit the Official JRFRY Website: Farmers must visit the official website and begin the registration process.

Step 2: Farmer Registration: Fill in the necessary details such as your Aadhaar number, mobile number, and bio data to register.

Step 3: Submit Application: Access the portal using your log in login details and complete an application for the crop logging in the necessary documents.

Step 4: Final Submission: Review the form and documents submitted and apply. A confirmation slip will be created.

Offline Application Process

Farmers may also visit the Common Service Centres, the Block Development Officer, or the Sub-Divisional Officer to apply offline.

Obtain the Application Form: The required form can be collected from the respective office.
Fill and Submit: The required details are to be filled in, and relevant documents such as land papers, and Aadhaar cards have to be included.
Review and Approval: The Tehsildar shall check the application and approve it once all the conditions are fulfilled.

Documents Required

Applicants need to submit the following documents in term to fill out the application form correctly. The list of documents are as follows:

Aadhaar Card for identification.
Land Papers (LPC/Land Receipts) or lease documents.
Bank Account Details for Receiving Payment.
Sahmati Patra from Raiyat for Bataidaar farmers.
Declaration Form and other required documents related to the crops.

Check Application Status

Farmers can check the status of their JRFRY application by following these steps:

Step 1: Visit the official website.

Step 2: Go to the ‘Report’ Section: Click on the necessary report to view the status.

Step 3: Enter Required Information: Enter your registration number and captcha.

Step 4: View Application Status: The current status of the application will be shown on the screen.

Pension Payment

Once the application is accepted, financial compensation will be directly transferred to the farmer's bank account, based on the level of crop damage.

Conclusion

The Jharkhand Rajya Fasal Rahat Yojana is important for farmers in Jharkhand in that it helps them to get relief in the event of natural disasters promptly. The govt scheme funds relief without the stress of premiums, thus supporting farming growth, decreasing overall risk, and protecting the nation’s food resources. The use of the government scheme is further encouraged among farmers within the state to improve their income.

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