Updated: 09-12-2025 at 3:30 PM
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The barriers to independence for family members who have lost an income earner to violent crime or a serious injury are immediate and severe. The Jeevanam Self Employment Scheme for Dependents of Crime Victims (JS-ESDCV) offers a focused, one-time grant to help affected households start small income-generating activities and regain financial stability. This scheme is part of the broader list of support and self-employment schemes in Kerala introduced by the Kerala Department of Social Justice to rehabilitate vulnerable groups.
This initiative is also important for those studying the List of Self Employment Schemes in India, as it stands out as Kerala’s targeted support programme for crime-affected families.
Also Read: What Things You Must Know About The Employment Laws In India?
The table below showcases the key insights of the Jeevanam Self-Employment Scheme:-
| Particular | Details |
|---|---|
| Scheme name | Jeevanam — Self-Employment Scheme to Dependents of Crime Victims (JS-ESDCV) |
| Implemented by | Department of Social Justice, Government of Kerala. |
| Objective | Provide a one-time grant for self-employment to dependents of persons killed or grievously injured in crimes. |
| Target group | Dependents (spouse, unmarried children) of victims, and victims with serious injuries. |
| One-time grant | ₹20,000 (standard assistance amount as per scheme literature). |
| Mode of application | Online via the state portal / Offline through Social Justice offices. |
| Key documents | Aadhaar, FIR copy, income proof, bank details, simple business plan. |
The Jeevanam programme is a targeted rehabilitation initiative included in the Self Employment Schemes and Beneficiaries support framework in Kerala. It provides a one-time grant of ₹20,000 to help dependents of persons killed or seriously injured in cognizable offences start micro-enterprises such as tailoring, home-based food units, small retail, or agricultural micro-units.
This government scheme is part of Kerala’s broader welfare ecosystem, which includes other support initiatives such as the Niramaya Scheme for individuals with disabilities and health-based vulnerabilities. Together, these programmes strengthen the Self-Employment Schemes in Kerala landscape and enhance social security in the state.
Also Read: MGNREGA Rozgar In 100 Day: Mahatma Gandhi National Rural Employment Guarantee Act
The Department of Social Justice in Kerala continues to publicise windows for their updated application process, along with outreach events, in order to reach families living in rural areas. Local welfare officers continue to work more closely with police stations so that families who are eligible for one or more benefits--particularly exhibiting lower annual family income, can obtain help promptly, and the DBT (direct benefit transfer) is received in their bank account. Applicants should consult the Social Justice portal for updates on circulars and dates for submission.
This focus reflects Kerala’s commitment to expanding the Self Employment Schemes in Kerala Malayalam user base by making applications simple and widely accessible.
Below are the key benefits that families decide to apply for and will be available for those eligible households. Read these, so you understand how you could use this assistance and what these benefits will help you achieve:
A one-time infusion of capital to purchase equipment, raw materials, or working capital.
Access to other welfare services. The beneficiaries would be identified many times in social welfare indices, which will allow novices to access health or legal referrals.
Shortened time to relief, the process is made to be short (DBT when possible) so that families can access their funds shortly after verification.
These benefits make the scheme an essential part of the broader What are the Self Employment Schemes portfolio implemented by Kerala and other Indian states.
The objective of the initiative is to provide financial and moral support to the victims and their family members affected by the criminal offences against them, in the following way:-
Deliver immediate financial support to families made vulnerable by crime.
Promote self-employment and local economic activity for affected households.
Enrol participants in the state’s welfare registry for ongoing assistance.
These objectives align with broader List of Self Employment Schemes in India, which aim to help citizens become financially independent.
Review the qualification criteria below. If you get through this, you will be eligible to apply for this scheme. You can also find the cause in the exclusion section for not being qualified for the scheme:-
The applicant must be a resident of Kerala.
The applicant must be a dependant (spouse, unmarried child or another specified dependant) of a deceased person or someone who has incurred serious injury from a criminal act.
The family's annual income must meet the guideline threshold (frequently cited as ₹1,00,000 in publications, but confirm the actual number with the relevant department).
Applications should normally be made within five years of the incident.
Most applications will not be accepted if:
The household is already in receipt of a government pension or equivalent ongoing assistance for the same issue (unless stated otherwise in the scheme rules).
The applicant does not reside in Kerala.
The application process is incomplete, or the documentation is unverifiable.
The eligibility criteria further strengthen Kerala’s position as a leading state in structured Self-Employment Schemes and Beneficiaries reforms.
Also Read: What Things You Must Know About The Employment Laws In India?
The application, identification and verification process is relatively simple. Ensure that you do the following to avoid delay:
Step 1: Obtain the application from the Social Justice Department site or the most recent welfare office.
Step 2: Complete and submit the application and required documents.
Step 3: The welfare verification and approval will be issued by the welfare agency, often with input from police records (FIR).
Applying online is faster for most applicants; here is the way to do it:
Step 1: Go to the Government of Kerala official website and go to the Jeevanam / scheme JS-ESDCV page.
Step 2: Register or log in using your Aadhaar / mobile number.
Step 3: Fill out the online application form, and upload scanned copies of: Aadhaar, FIR, income documents, passport photo, and bank passbook.
Step 4: For instance, see here a Government welfare scheme
Step 5: Submit, and make note of the reference number. Track the status of the application online.
Step 6: You will need to proceed to field verification and DBT approval (if the prospect gets approval).
This online pathway is similar to other digital Self Employment Loan Scheme in Kerala processes that allow beneficiaries to apply for financial aid without visiting offices.
If you need to apply in person, follow the steps outlined below:
Step 1: Collect the printed application form from the office of the District Social Welfare / Local Social Justice.
Step 2: Fill it out and attach copies of attested documentation.
Step 3: Submit the application form and obtain an acknowledgement slip with a tracking number.
Step 4: The department will proceed to conduct field verification, and when approved, process the transfer of the one-time deposit into the beneficiary’s bank account.
Please take care of these things in advance of making the application so that there will be no delay:
Aadhaar card of the applicant.
A scanned copy of the FIR or police report verifying the crime and its implications.
Proof of relationship to the victim (if applicable).
Income certificate (for income verification).
A copy of your bank passbook (for DBT).
A passport-sized photograph of the applicant.
A simple business or work plan that outlines how the funds will be used.
These documents are commonly required across major welfare programmes, forming an integral part of Kerala’s Self Employment Schemes in Kerala framework.
Jeevanam JS-ESDCV scheme is addressing a very specific but urgent need by attempting to restore economic agency to families devastated by violent crime. By offering at least one cash grant and formally registering in welfare registries (to establish a claim to ongoing benefits), the program provides much-needed immediate relief while pushing for longer-term benefits. It also stands out in the List of Self Employment Schemes in India for its unique focus on crime-affected families. Applicants should prepare their documents early and consider applying online for faster processing.
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