Filed ITR But Didn’t Get A Tax Refund Yet? Here’s How To Request A Reissue
Updated: 21-01-2026 at 3:30 PM
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Filing your Income Tax Return (ITR filing) on time is a very important step towards financial compliance. However, just attempting to file your ITR does not automatically mean that you will get the tax refund immediately. This refunding process has a specific sequence in place, and any disruption of this sequence can cause the ITR refund failed or be delayed, like incorrect bank details, invalid accounts, pending KYC, etc.
Individuals should always be a step ahead in such situations and file a grievance report as soon as possible through the online portal of the Income Tax Department of India. Timely filing for ITR or refunds from the individual’s end helps in the efficient processing of the refund by the authorities.
Read the article to learn more about the ITR refunds, ranging from its meaning and reasons for delays to the filing process for refund and the process of viewing the ITR refund status, including answers to popularly asked questions, like ‘What to do if my refund not credited after itr filing?’ or ‘What is the usual income tax refund processing time?’.
Overview
The table below summarises some key details about the ITR refund that one should know before filing for it.
| What is an Income Tax Refund? | The extra amount that is returned by the Income Tax Department when one pays off extra tax |
|---|---|
| Authority | Income Tax Department of India |
| Relevant Section | Section 143(1) |
| Common reasons for tax refund not received or delayed | Incorrect bank details, pending KYC, invalid account, etc. |
| What is the usual income tax refund processing time? | Usually, 4 to 5 weeks after ITR processing |
| Income tax refund helpline | 1800-103-0025 |
Read more: How To File ITR 2025?
Understanding Tax Refunds And Their Delays
The income tax department initiates the process of returning funds when the amount of taxes you have paid (TDS, self-assessment, etc.) exceeds the total tax liability due from you. This obligation is computed after considering all deductions and exemptions during assessment. Make sure there is no mistake in filing the ITR.
Once the ITR has been processed, there will be an intimation u/s 143(1) which gives details of the calculation of taxes. In case there is a refund due, it should be credited within 4-5 weeks after processing of the ITR into your bank account.
However, there may be delays in receiving the refund for various reasons, both on the taxpayer’s side and from the tax department’s side. Understanding common reasons for income tax refund pending and how to fix them can help address this issue proactively.
Read more: 20 Ways To Save Income Tax
Common Reasons For Income Tax Refund Delays
Several factors could result in an income tax refund delay. Some of the ITR refund delay reasons are described below in brief points for one’s reference:
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Incorrect Bank Details: Providing wrong bank account details, such as a wrong account number, MICR Code, IFSC code, or name mismatch with the account holder, can cause the failure of the refund. As the refunds are processed electronically, it becomes extremely crucial that the bank-related information is correct and accurate.
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Invalidated Bank Account: The process for getting refunded might halt when one needs pre-validation by their bank accounts before they e-file on portals like those meant for IT return purposes. All taxpayers are advised to pre-validate their bank accounts and ensure that they are valid and active for the successful credit of the tax refund.
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Pending KYC Account-holder’s Name: The Know Your Customer (KYC) verification process is mandated by the banks; hence, there are good chances that your refund may be delayed if KYC (Know Your Customer) formalities are pending for your bank account. Taxpayers should complete their respective KYCs to avoid this hurdle.
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Mismatch in Account Type: One of the reasons for tax refund delay can be the failure to provide details of either a current or savings account. Submitting the details of the wrong bank account can create verification issues, which will stop the refund from getting processed.
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Wrong Account Description: Description errors in account particulars could also hinder the processing of the refund.
If you encounter any of these issues, you’ll need to file a refund reissue request to rectify the problem and get your refund processed.
Steps To Reissue A Stuck Income Tax Refund On ITR Portal
If your tax refund is stuck or itr filed but refund not received, you can follow the steps mentioned below to request a reissue through the ITR e-filing portal:
Step 1: Log in to the ITR e-filing portal: Visit the official Income Tax e-filing website and log in using your details.
Step 2: Navigate through the Services tab: Once logged in, go to the services tab and select “Refund Reissue” from its drop-down menu
Step 3: Create Refund Reissue Request: On a new page that will open, click on ‘Create Refund Reissue Request’. You will be asked to choose an ITR for which you wish to request a refund re-issue.
Step 4: Select and validate your bank account: Choose your preferred bank account where the respective payment needs to be remitted. If the particular account is not validated, then validation is necessary before moving forward.
Step 5: Verification: Opt for one among Aadhaar OTP, EVC (Electronic Verification Code), or DSC (Digital Signature Certificate) as a verification mode when authenticating your request.
Step 6: Submit Request: After completing all the steps and verifying them, submit your refund re-issue request.
By adhering to these steps, you can ensure that your refund is handled appropriately and credited to your account on time. Also, one can check the income tax refund status through the same portal.
Also Read: Why Does It Take 18-20 Days For The Tax Department To Process Your ITR In India?
When to Raise A Grievance Complaint For A Delayed Tax Refund?
In case of non-action on the refund re-issue or any other processing issues like huge delays, a complaint may be lodged with the tax department. Write a complaint through the e-filing portal under the tab of ‘e-Nivaran’. This will enable you to lay an official claim to the matter and seek help from the tax authorities.
According to tax experts, if your refund status shows “Refund failure” due to reasons like wrong bank details or address problems, then you should request a reissue of a refund first. However, if the issue remains unresolved in an amicable way possible, then what follows next is grievance raising. One can also contact the authorities by dialling the income tax refund helpline, which is 1800-103-0025.
Importance Of Accurate Bank Details In Receiving Income Tax Refund
Having precise and up-to-date bank details is important in order not to experience any inconveniences while receiving a tax refund. These are very necessary particulars that the Income Tax Department employs for crediting refunds directly into your account.
Inaccurate information in the account might lead to failure in getting back-paid taxes, thus calling for additional measures towards resolving this issue.
Moreover, it is essential for one to regularly check email messages and SMS sent by this department regarding their refund status. It will also indicate where there are problems associated with processing your refund so that they can be addressed within time limits.
Conclusion
Though filing your ITR is a big step towards being financially compliant, ensuring that you receive and process your tax refunds is equally as crucial. Many tax refund failures occur because of minor mistakes, like incorrect bank details, invalidated accounts, or pending KYC verification. Hence, staying alert and ware about such little things and verifying details before submitting any tax-related information is crucial.
Filing a return request will increase the chances of getting refunds faster than usual without having them delayed unnecessarily. By doing such things proactively, like applying for a refund reissue or filing a complaint with the tax department, you can make sure that your refund gets to you on time.
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