Pradhan Mantri Kisan Urja Suraksha Evam Utthan Mahabhiyan Scheme for Farmers
Updated: 28-01-2025 at 6:29 AM
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Launched in March 2019 by the Ministry of New and Renewable Energy (MNRE), the PM-KUSUM Scheme is also called Pradhan Mantri Kisan Urja Suraksha Evam Utthaan Mahabhiyan Yojana.
In this way, more sustainable and eco-friendly agriculture could be achieved by subsidising farmers to install irrigation solar pumps. The solar pumps are designed with a total cost scheme in which the government provides a 60% subsidy and a 30% loan while farmers cater for only 10%.
PM KUSUM Yojana: Overview
| Name of the scheme | PM-KUSUM Scheme |
|---|---|
| Full form | Pradhan Mantri Kisan Urja Suraksha Evam Utthaan Mahabhiyan Yojana |
| Launched in | 2019 |
| Ministry | Ministry of New and Renewable Energy (MNRE) |
| Objective | To promote solar energy among farmers and increase their incomes |
| Target group | Farmers across India |
| Benefits | Switch to solar energy, reduced irrigation costs, etc. |
What Is PM-KUSUM?
The Pradhan Mantri Kisan Urja Suraksha Evam Utthaan Mahabhiyan Yojana also known as the PM-KUSUM scheme was launched in 2019 by the Indian government under the Ministry of New and Renewable Energy (MNRE). The scheme aims to encourage farmers to opt for renewable sources of energy now rather than traditional sources which damage the planet’s health.
Objectives Of The PM-KUSUM Scheme
As the main objective, the Utthaan Mahabhiyan Yojana introduces advanced technology to farmers reducing their dependence on diesel and improving irrigation through sustainable methods. Its goals are:
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Solar-powered irrigation: Solar pumps generate cleaner energy, making them environmentally friendly.
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Improved farmer’s income: By allowing farmers to sell excess power generated by solar plants back to the government, their income is supplemented.
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Increased agricultural productivity: Technology-based farming enhances farm productivity and sustainability.
Components Of The PM-KUSUM Scheme
The following components that make up the PM-KUSUM Scheme are mentioned below in brief for one’s better understanding:
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Component A: Installation of grid-connected stilt-mounted decentralised solar plants as well as other renewable-energy-based power plants that have a capacity range between 500 kW up to 2 MW totalling about 10 GW.
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Component B: Stand-alone systems with capacities up to 7.5 HP benefitting individual farmers.
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Component C: Financing ten lakh grid-connected MS/HP for installation each with a capacity of up to 7.5 HP.
Read More: Krishi Yantra Subsidy Scheme: Agriculture With Innovative Farming Tools
Benefits Of The PM-KUSUM Govt Scheme
Farmers stand at an advantage under the PM-KUSUM Scheme due to several reasons. Some of the major benefits of the Utthaan Mahabhiyan Yojana are:
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Substantial Subsidy: Government funding constituting 60% subsidy and a loan amounting to 30% reduces the financial burden for farmers leaving only about 10%.
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Increased Energy Production: This results from greater potential energy yield by solar pumps/plants compared to diesel pumps, thereby promoting a greener environment.
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Income Generating: The farmers can sell excess power to the government and this is another source of revenue for them.
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Utilisation of Barren Land: Under the Kusum Yojana, farmers can use barren or uncultivated land for setting up solar plants, ensuring a stable income for up to 25 years.
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Continued Cultivation: It allows farmers to keep growing crops underneath solar plants as long as there are minimum heights
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Pollution Mitigation: Under the Kusum Yojana, farming pollution can be reduced through more use of renewable energy sources.
Comparison Of Business Loan Interest Rates Offered By Top Banks/NBFCs
| Bank/NBFCs | Rate of Interest |
|---|---|
| Axis | 10.75% p.a. |
| Flexiloans | 1% p.a. |
| HDB Financial Services Ltd. | 8% - 26% p.a. |
| HDFC | 10.75% - 25% p.a. |
| Indifi | 1.50% p.a. |
| Kotak Mahindra | 16% - 26% p.a. |
| Lendingkart | 12% - 27% p.a. |
| Mcapital | 2% p.a. |
| Neogrowth finance | 15% - 40% p.a. |
| Tata Capital | 12% p.a. |
| UGRO Capital | 9% - 36% p.a. |
Eligibility Criteria For The PM-KUSUM Scheme
Interested individuals first need to ensure whether they fit into the eligibility criteria of the PM-KUSUM scheme or not. The eligibility criteria are as follows:
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Individual farmers.
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Groups of farmers.
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Farmer Producer Organisations (FPO).
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Panchayats.
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Co-operatives.
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Water User Associations.
Application Process For The PM-KUSUM Scheme
To apply for the Pradhan Mantri Kisan Urja Suraksha Evam Utthan Mahabhiyan scheme, follow these steps:
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Go to the official portal and visit the registration section.
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Fill in the required information in the registration form provided.
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Read and accept the declaration and then submit it.
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Login to the Solar Agricultural Pumpset Subsidy Scheme 2021 portal.
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Therefore, fill in the correct details on the online application form, attach all necessary documents, and click submit.
Documents Required
Applicants need to provide the following necessary documents to apply for PM KUSUM:
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Land records, which include Khasra Khatauni.
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Bank account passbook.
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A format of the declaration form must be filled in.
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The mobile phone number.
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While filling out the form make sure you attach a passport-size photo.
List Of State-Wise Implementing Agencies
| State | Implementing Agency |
|---|---|
| Assam | Assam Power Distribution Company Limited |
| Chhattisgarh | Chhattisgarh State Power Distribution Company Limited |
| Delhi | Concerned electricity distribution company |
| Haryana | Dakshin Haryana Bijli Vitran Nigam (DHBVN) & Uttar Haryana Bijli Vitran Nigam (UHBVN) |
| Goa | Goa Energy Development Agency |
| Gujarat | Gujarat Energy Development Agency |
| Himachal Pradesh | HIMURJA |
| Jammu & Kashmir | Jammu And Kashmir Energy Development Agency (JAKEDA) |
| Jharkhand | Jharkhand Bijli Vitran Nigam Limited (JBVNL) |
| Kerala | Kerala State Electricity Board (KSEB) |
| Madhya Pradesh | Madhya Pradesh Urja Vikas Nigam Limited (MPUVNL) |
| Meghalaya | Meghalaya Energy Corporation Limited (MeECL) |
| Odisha | Orissa Renewable Energy Development Agency (OREDA) |
| Puducherry | Puducherry Electricity Department |
| Punjab | Punjab Energy Development Agency (PEDA) |
| Rajasthan | Rajasthan Renewable Energy Corporation Limited (RRECL) |
| Tamil Nadu | Tamil Nadu Generation & Distribution Corporation Ltd. (TANGEDCO) |
| Telangana | Telangana State Renewable Energy Development Corporation Ltd. (TSREDCO) |
| Tripura | Tripura State Electricity Corporation Ltd. (TSECL) |
| Uttar Pradesh | Uttar Pradesh New and Renewable Energy Development Agency (UPNEDA) |
Additional Information
PM-KUSUM Scheme aims to encourage farmers to use renewable sources of energy rather than traditional sources so that the government’s commitment toward sustainability can be maintained and the planet’s health remains safe.
Also Read: Organic Growth: Doubling India’s Farmers‘ Income through Sustainable Agriculture
Conclusion
The PM-KUSUM Scheme is a revolutionising innovation that aims to encourage sustainable farming practices and motivate farmers to use renewable energy. By giving massive subsidies and financial aid, the government aims to make green technology accessible to all farmers.
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