Punjab Sarbat Sehat Bima Yojana: Free Health Insurance Benefits You Can’t Miss

Healthcare costs are often regarded as a great burden for family economies, pushing many to the brink of poverty. As a remedy for this, the Punjab Government initiated the Sarbat Sehat Bima Yojana (SSBY) in 2019. This government scheme is in line with the Ayushman Bharat mission and aims to provide affordable and reliable healthcare services for the economically disadvantaged section of the population of Punjab by providing them treatment without monetary payments at listed hospitals.

Read the article to learn more about the govt scheme, including information on viewing the AB SSBY beneficiary list.

What Is Sarbat Sehat Bima Yojana?

As regards Sarbat Sehat Bima Yojana (Panjab), one should note that the SSBY scheme, started on 20th August 2019 is a healthcare program designed by the Punjab Government. The government scheme is targeted to the Economically Weaker Section (EWS) families and aims to provide cashless treatment worth 5 lakhs per year for each targeted family. So, under the scheme, a person is entitled to avail himself/herself of treatment for different types of sickness at both public and private hospitals. Such arrangements are meant to ensure that the beneficiaries have access to health care services.

Benefits Of The Sarbat Sehat Bima Yojana

The scheme provides important benefits to help low-income families with healthcare. It ensures they can get treatment without worrying about high costs. Here are the main benefits:

• Reduced Financial Burden: Eliminates out-of-pocket medical expenses for low-income families.

• Accessible Healthcare: Includes both government and private hospitals in the network.

• Improved Medical Outcomes: Facilitates timely medical interventions, especially for critical illnesses.

• Coverage for Vulnerable Groups: Focuses on marginalised communities, ensuring no one is left behind.

Types Of Beneficiaries Under SSBY

The Sarbat Sehat Bima Yojana focuses on providing health insurance to some targeted groups of people. The objective is to assist families of different professions by providing health coverage. The types of beneficiaries under the Sarbat Sehat Bima Yojana list include:

• NFSA Ration Card Holders

• Small and Marginal Farmers

• The Punjab Building and Other Construction Workers Welfare Board registered Construction Workers

• Farmers who have the J-form

• Traders registered with the Excise and Taxation Department

• Journalists in possession of yellow cards

How To Apply For The Sarbat Sehat Bima Yojana?

To register for the SSBY scheme and come under the AB SSBY beneficiary list, eligible individuals need to follow a simple process. It involves filling out a form, submitting documents, and completing verification. Here are the steps to complete the application process:

Step 1: Locate the Nearest Registration Centre: Visit the nearest SSBY facilitation centre.

Step 2: Obtain Application Form: Request the form and fill it with accurate details.

Step 3: Submit Documents: Attach required documents like ration cards, J-forms, and ID proof.

Step 4: Verification: Submit the form for verification by the officials.

Step 5: Service Fee: Pay any applicable service charges. After successful registration, the authorities will complete the process of AB SSBY card download and then provide it to you.

Conclusion

The Sarbat Sehat Bima Yojana (SSBY) is an appreciable program launched by the Government of Punjab to provide basic universal healthcare coverage for low-income families. The scheme focuses on cashless treatment, provides several medical solutions to disadvantaged families, and thereby brings down their burden of healthcare costs. Once it consolidates SSBY looks set to change the healthcare provision in Punjab for good and assist in establishing new standards for other provinces.

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