Can you use a credit card to pay your taxes?

Yes, taxpayers can use credit cards to pay taxes online via the e-Pay Tax portal on the Income Tax Department website using authorized banks.

Can I pay ITR tax with a credit card?

Yes, you can pay your Income Tax Return (ITR) tax using a credit card through authorized payment gateways like HDFC Bank, ICICI Bank, or SBI. Convenience fees may apply.

What information do I need to provide for credit card payment?

You need to provide your credit card details, including the card number, expiry date, and CVV.

Can you pay tax owing with a credit card?

Yes, you can pay any outstanding tax using a credit card via approved payment gateways. However, ensure sufficient credit limit and check processing charges.

What information do I need to provide for credit card payment?

You need to provide your credit card details, including the card number, expiry date, and CVV.

What is the easiest way to pay income tax online?

The easiest way is to visit e-Pay Tax portal, choose payment method (net banking, debit/credit card, or UPI) and complete the payment.

Can I pay 1 lakh through a credit card?

Yes, you can pay ₹1 lakh or more through a credit card, depending on your card’s transaction limit and the bank’s payment cap.

Which credit card is best for income tax payment?

HDFC Bank, ICICI Bank, and Axis Bank credit cards are commonly preferred for tax payments due to secure gateways and reward points.

What is the safest way to pay income tax?

The safest method is through the official e-Pay Tax portal on the Income Tax Department website using net banking, debit card, or UPI.

Can I pay income tax by HDFC credit card?

Yes, HDFC Bank credit cards can be used to pay income tax via the e-Pay Tax portal. Transaction fees may apply based on the payment amount.

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How To Pay Your Income Tax Using Your Credit Card?

Pragya Pathak

Author

Updated: 22-10-2025 at 5:30 PM

The last day for taxpayers to file ITR is creeping in. In case a taxpayer cannot file ITR by the given date, the taxpayers will have to pay penalties.

The option of ‘pay your income tax using a credit card online’ for tax filing was introduced to help taxpayers who do not have sufficient funds in their accounts to make the payment. Those people can make use of this feature and pay it back later.

Read the article to learn more about the Income tax payment through credit card charges, including answers to questions like ‘can income tax be paid by credit card in India?’.

Overview

The table below summarises some key details about income tax payment through credit card that one should know.

Can income tax be paid by credit card in India?	Yes, one can pay tax using credit card
How to make the tax payment?	Using the E-pay tax portal
What is the Income tax payment through Credit card charges HDFC?	Minimal processing fee of 0.72% is charged

How To Pay Your Income Tax Using A Credit Card In India?

With India moving towards a cashless economy, the government has brought in tax benefits for those taxpayers who opt for the ‘pay your income tax using a credit card online’ option. This also helps curb the flow of black money.

How To File ITR Online?

If already registered, then no need to do it again for Income tax login. This e-filing portal was launched in 2021 and received several criticisms as the portal faced multiple issues.

Choose one method of payment.

After Income tax login, the portal offers various options for tax payment. One of the options is the credit card payment. Click on the credit card option to pay your income tax using a credit card in India.

The taxpayer will receive a payment confirmation message to acknowledge that the Income Tax Department has received their payment.

Double-check all information.

After selecting the credit card payment mode, taxpayers will receive multiple pre-filled forms. Double-check all information provided and check TDS as well.

Fill out Form 16, Form 26AS and Annual Information Statement to file TDS.

Select bank.

After double-checking all forms and information, the screen will show many bank logos. Click on one of the bank logos.

If the taxpayer’s bank logo is not shown, then simply click on any bank.

Fill out the information.

After clicking on the logo of a bank, the taxpayer has to fill out their credit card details. Before confirming the payment, check all details provided once to make sure no errors are made.

Receipt generation.

After submission of all details, confirmation of payment, and the final completion of the Income tax payment through credit card charges process, a tax payment receipt will be generated. Make sure to keep the receipt and the credit card statement safe so that no problems arise in the future.

Conclusion

Payment of tax filing via credit cards is a very convenient and easy way to make ITR payments. This also reduces the circulation of forfeited notes drastically around the country and is a major step in India changing into a completely digitised nation.

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