How do I file my ITR by myself?

You can file your ITR through Jaagruk Bharat Services or directly via the official e-filing portal.

Can I file ITR without CA?

Yes, you can file ITR without a CA using the government e-filing website.

Is 7 lakh income tax free?

Yes, under the new tax regime, income up to ₹7 lakh is effectively tax-free.

What is the minimum salary to file an ITR?

If your income exceeds ₹2.5 lakh, you should file an ITR.

Can I do my own personal tax return?

Yes, you can handle your own personal tax return through online filing.

How much does a CA charge to file an ITR?

A CA may charge between ₹500 to ₹2500 for basic ITR filing services.

What are common tax mistakes to avoid?

Avoid errors in PAN, bank details, income reporting, and missing deductions.

Can I file ITR alone?

Yes, individuals can file ITR alone via the official income tax portal.

Disclaimer: Jaagruk Bharat is a private organization offering support for documentation and government scheme access. We are not affiliated with any government body. Official services are available on respective government portals. Our goal is to make processes easier and more accessible for citizens.

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How To File ITR 2025?

Komal Bajpai

Author

Updated: 15-11-2025 at 5:30 AM

The last date for ITR filing for individuals who don’t need a tax audit is 16th September 2025 for the financial year 2024–25 (assessment year 2025–26). If you miss this deadline, you may have to pay interest under Section 234A and a late fee of up to ₹5,000 under Section 234F. However, even if you miss the due date, you can still file a belated return before 31st December of the assessment year.

Filing your income tax return on or before this date is essential to avoid penalties, interest, or delays in refund processing. Whether you are a salaried employee, self-employed, or a business owner, timely income tax e-filing ensures compliance with the law and maintains a clean financial record.

Latest Update

According to the Income Tax Department, taxpayers can now file ITR online through the Income Tax e-filing portal using their PAN, Aadhaar, and registered mobile number. The department has also updated the interface for ITR filing login, making the process more convenient and secure.

For salaried individuals, how to file income tax return online for salaried employee has been simplified under ITR 1 filing, with pre-filled data for income, deductions, and tax computation. This automation helps reduce errors and speeds up the verification process.

Also Read: How Soon Will My Tax Refund Arrive After I File My ITR?

What Is ITR?

ITR, also known as Income Tax Return, is a declaration form submitted by taxpayers to the Income Tax Department. An ITR consists of a person’s detailed income, expenses and other relevant financial information for that specific financial year.

Filing an ITR file not only helps the government assess your tax liability but also ensures that your income and expenses are disclosed transparently. Without completing the income tax return filing, you may face penalties or miss refund opportunities.

Difference Between Financial Year And Assessment Year

A financial year is the period in which a taxpayer earns income from April 1 to March 31. A person’s tax returns are based on this period. Whereas, the assessment year is the year after the financial year during which the income earned in the previous year is assessed and taxed.

Let us understand it better.

Taxpayer ‘A’ does tax filing between April 1 2025 and March 31 2026. This period is known as the financial year. The assessment and taxation will be done from the Assessment year 2025.

Understanding this distinction helps you select the correct filing type in ITR and ensures proper documentation while you file ITR online.

Also Read: 6 WaysTo Reduce Senior Citizens Capital Gains Tax During ITR Filing

Why Is It Important To File ITR Before September 16, 2025?

Filing your income tax return filing before the deadline helps you avoid unnecessary stress, financial loss, and legal consequences. Let’s explore the key reasons why timely e-filing is essential.

Penalties And Interest

Filing your income tax return filing before the deadline helps you avoid unnecessary stress, financial loss, and legal consequences. Let’s explore the key reasons why timely e-filing is essential.

Late-Filing Fees

Under Section 234F, a taxpayer who files the returns after the due date will have to pay late fees of Rs. 5,000. But if the total income of the taxpayer is less than Rs. 5 lakhs, then the late fee will be Rs. 1,000.

Timely Refunds

If your employer or any other payer deducts tax at source (TDS), you can only receive timely refunds by completing your income tax e filing before the due date. Late filing may result in delayed refunds or interest loss.

No Carry-Forward Of Losses

If you fail to file ITR online on time, you cannot carry forward your business or capital losses to the next financial year, limiting your future tax benefits.

Helps In Approval Of Loans

A properly filed ITR 1 filing or any other return acts as proof of stable income and good financial health. Banks and NBFCs rely on your ITR history to approve loans or credit cards. Missing deadlines may impact your financial credibility.

Documents Required To File ITR

Before you begin your income tax e filing login, make sure you have the following documents ready. This helps prevent errors and smoothens your ITR filing login process.

PAN and Aadhaar.
Bank Statements.
Form 16.
Donation receipts.
Stock trading statements from the broker platform.
Insurance policy paid receipts related to life and health.
Bank account information linked to PAN.
Aadhaar-registered mobile number for e-verifying the return.
Interest certificates from banks.

Having these documents handy ensures a seamless process while you select filing type in ITR and upload the necessary proofs.

Also Read: Why Does It Take 18-20 Days For The Tax Department To Process Your ITR In India?

How To File ITR: A Step-By-Step Guideline

Below is the guide for salaried individuals and first-time taxpayers to understand how to file income tax return online for salaried employee easily.

Step 1: Visit the official Income Tax e-portal.

Step 2: Log into the account using PAN and password.

Step 3: Go to ‘File Income Tax Return’.

Step 4: Select the assessment year.

Step 5: Select status.

Step 6: Choose ITR type.

Step 7: Select a reason for ITR filing.

Step 8: Confirm the necessary details already given.

Step 9: Verify ITR via OTP, EVC, net banking, etc.

Conclusion

Taxpayers should ensure that they’ve done their tax filings before September 16, 2025 so that no penalties and consequences occur in the future. Filing ITR is not just important for the government to assess a taxpayer's income and expenses but also to ensure smooth loan approvals and timely refunds of tax.

Whether you are logging in for the first time through the income tax e-filing login portal or exploring cleartax ITR filing, remember that being proactive saves both time and money. A timely file ITR online submission ensures peace of mind and financial compliance.

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